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44 Deep Creek Cir , Bumpass, VA 23024
$1,979,000
Est. Payment: $10,367.72/mo
5 Bed
5 Bath
4661 Sqft
1.24 Acres
Status: active | Days on site: 149
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ISL1 - 3364541
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House Description

*DISCOUNTED MONTHLY PAYMENT AVAILABLE* Recently constructed in the highly-coveted lakeside Mill Run community, this fully-furnished and thriving waterfront short-term rental sits on over 200 feet of shoreline within the exclusive private side of Lake Anna. Here, you can start welcoming your guests (and depositing dollars) the moment you close. Generating strong rental income from day one with zero setup required, this stunning fully-equipped waterfront retreat is nestled in a peaceful cove offering exceptional water views and over 4,800 square feet of thoughtfully designed living space in a beautiful Craftsman-style home, featuring 5 large bedrooms, a loft, large finished basement and 4.5 baths. Showcasing over 200 feet of shoreline, this exceptional property is designed to maximize lake views, luxurious comfort, and unforgettable gatherings. Enjoy outdoor living from an expansive lakeside deck, a double-decker boathouse, or a hot tub overlooking the water, creating the perfect setting for relaxing after a day on the lake. Inside, the open and airy floor plan is thoughtfully designed for both everyday living and effortless entertaining. At the heart of the main level is a breathtaking great room with soaring high-vaulted ceilings and dramatic floor-to-ceiling glass that frames sweeping water views of Lake Anna — flooding the space with natural light and bringing the beauty of the water indoors at every turn. A stunning stone fireplace anchors the room, adding warmth and elegance whether you’re hosting a crowd or enjoying a quiet evening alone. Flowing seamlessly from the great room, the enormous chef’s kitchen is a showstopper in its own right, featuring quartz countertops and high-end upgrades throughout, and an open layout that connects effortlessly to the living area ��� making it the perfect hub for entertaining, family gatherings, and everything in between. The main floor is further complemented by a luxurious primary bedroom suite — a true retreat unto itself — featuring direct deck access, a generous walk-in closet and a spa-inspired en suite bathroom complete with a freestanding soaking tub, double vanities, quartz countertops, and an elegant tile walk-in shower. A guest bedroom is also available on the main level. Upstairs, a versatile loft area provides the perfect flex space for a lounge, home office, or reading nook, accompanied by two additional well-appointed guest bedrooms ideal for family and visitors. Downstairs, the expansive finished basement takes entertaining to the next level, offering a full-sized wet bar, large recreation area, games, full-blown movie theater, and an additional oversized bedroom with bunks — giving everyone in the group their own comfortable space to unwind. Modern conveniences include a Tesla Universal EV charger in the oversized two-car attached garage, high-speed fiber internet access, a full-size washer and dryer and mudroom. Every detail — right down to the furnishings and décor — has been curated to create a welcoming and luxurious waterfront experience that guests return to again and again. Whether you’re looking to expand your investment portfolio, secure a luxury vacation home that pays for itself, or settle into a full-time waterfront residence, this property checks every box. Short-term rentals are not only permitted but already proven here, offering outstanding income potential in one of Lake Anna’s most desirable waterfront locations. Enjoy the tranquility of private-side lake living, breathtaking water views, and direct lake access from your own backyard — and step into a fully furnished, established rental business while creating memories that will last for generations. *Discounted monthly payment with seller's preferred lender. Savings up to $1,084 per month. Contact listing agent or see document section for more details.*

Highlights

Listed by Grayson Hoffman , 2023653388 Lake Anna Island Realty , 5408944400. Bright MLS

Property Type

Residential

Lot/Acreage
1.24

HOA Fee

475 Annually

Year Built

2025

County

Louisa

Neighborhood

Mill Run

School District

Louisa County Public Schools

Listing ID

VALA2010084

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Energy Efficient Appliances, ENERGY STAR Dishwasher, ENERGY STAR Refrigerator, Exhaust Fan, Icemaker, Microwave, Oven - Self Cleaning, Oven - Single, Oven - Wall, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliances, Water Heater - Tankless
Air Cond:Central A/C
Fireplaces:2 Fireplaces
Floor:Luxury Vinyl Plank,Ceramic Tile,Carpet,Tile/Brick
Above Ground Sq Ft:3033
Below Ground Sq Ft:1628
Basement:Fully Finished,Heated,Interior Access,Outside Entrance,Rear Entrance,Walkout Level,Space For Rooms,Daylight,Full,Sump Pump,Water Proofing System,Windows
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Bar, Bathroom - Walk-In Shower, Ceiling Fan(s), Dining Area, Floor Plan - Open, Recessed Lighting, Walk-in Closet(s), Carpet, Combination Kitchen/Living, Combination Kitchen/Dining, Kitchen - Island, Primary Bath(s), Bathroom - Soaking Tub, Combination Dining/Living, Family Room Off Kitchen
Water:Well

Exterior Features

Lot:Backs - Open Common Area,Cul-de-sac,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:6
Zoning:R2
Roof:Architectural Shingle,Asphalt
Others:
  • ▪ Additional:Flood Lights, Gutter System, Excellent, Boat Dock/Slip, Boat Ramp, Common Grounds, Mooring Area, Picnic Area, Pier/Dock, Water/Lake Privileges, Common Area Maintenance, Management, Pier/Dock Maintenance, Snow Removal
Sewer:On Site Septic
Parking Features:Paved Driveway,Asphalt Driveway,Garage - Side Entry,Additional Storage Area,Garage Door Opener,Oversized,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$10,368
Taxes
$394
HOA
$475

Home Price

$1,979,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$395,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$10,367.72

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $10,367.72 $393.58 $475.00 $11,236.31
Yearly $124,412.69 $4,723.00 $5,700.00 $134,835.69
Total $3,732,380.63 $141,690.00 $171,000.00 $4,045,070.63
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Bumpass, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T15:13:57.000Z

© 2026 Bright MLS