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Lot 22 Old House , Bumpass, VA 23024
$2,100,000
Est. Payment: $11,001.63/mo
5 Bed
4 Bath
4249 Sqft
1.55 Acres
Status: active | Days on site: 109
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House Description

Imagine your mornings at the water’s edge, coffee in hand, with roughly 160 feet of private shoreline tucked into a quiet cove. This is life on Lake Anna’s exclusive private side—and it can be yours. located in the prestigious Mill-Run community. Here's a chance to own something built the right way from the ground up. Spartan Homes is a family-owned local custom builder. Presenting you with a National Green Building Certificate, providing very good energy efficiency, and they don't cut corners. You get Zip System exterior walls for a tighter, tougher shell, plus an upgraded floor system that means less bounce and more solid footing underneath you. These are the kinds of behind-the-wall details you never see but always feel. It's the difference between a house that's just fine and a home that's genuinely well built. The finishes carry that same quality all the way through. Kohler plumbing fixtures, luxury vinyl plank flooring, and tile floors in every bath including the laundry room. The showers are tiled floor to ceiling, which looks sharp and holds up beautifully. In the kitchen and baths, you'll find Waypoint soft-close cabinets built with solid box dovetail drawers—the good stuff - topped with crown molding and lite railing. Add a craftsman trim and door package and Frigidaire appliances, and every room is finished with quality care. Featuring 4,802 square feet of living space, there's plenty of room to spread out. The main level, offers that modern open floor plan. The kitchen has a large entertaining island and dining room plus a large walk-in pantry! You also have 3 bedrooms and 2 full baths on the main level where the primary is located. Off the great room is a large, covered porch and open deck area. In the basement you have 2 more bedrooms, 2 baths with one of them being another primary. Large recreation room, storage area and patio. So, at the end of the day, you have five bedrooms and four full baths, giving you space for family, guests, and everything in between. The layout is also designed with universal accessibility in mind, so this home works for you now and down the road too. Outside is where the lake life kicks in. You've got about 160 feet of waterfront to enjoy, a boat slip for spur-of-the-moment cruises, and a firepit area to gather around once the sun drops. Mornings on the water, evenings by the fire—hard to beat. And since the home hasn't been built yet, you're in the driver's seat. Change finishes, tweak the layout, or go full build-to-suit. The builder is happy to make it exclusively yours. The community also permits short-term rentals, giving you the opportunity to generate income that can help offset the cost of ownership while still enjoying your own lake getaway. Reach out today to make it your own.

Highlights

Listed by Elizabeth Estes Sandridge , 5402230350 Berkshire Hathaway HomeServices PenFed Realty , 5403717653. Bright MLS

Property Type

Residential

Lot/Acreage
1.55

HOA Fee

475 Annually

Year Built

2026

County

Louisa

Neighborhood

Mill Run

School District

Louisa County Public Schools

Listing ID

VALA2010276

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:Gas/Propane,1 Fireplace
Above Ground Sq Ft:2401
Below Ground Sq Ft:1848
Basement:Fully Finished,Interior Access,Outside Entrance,Walkout Level
Other:
  • ▪ Main Floor Bedrooms:3
Water:None

Exterior Features

Lot:Canoe/Kayak,Boat - Powered,Sail,Seaplane Permitted,Fishing Allowed,Private Access,Waterski/Wakeboard,Swimming Allowed,Personal Watercraft (PWC),Horse Property: No,Waterfront
Garage Capacity:2
Zoning:R2
Roof:Architectural Shingle
Others:
  • ▪ Additional:Excellent, Beach, Boat Dock/Slip, Boat Ramp, Common Grounds, Lake, Picnic Area, Pier/Dock, Water/Lake Privileges, Common Area Maintenance, Reserve Funds
Sewer:On Site Septic
Parking Features:Garage - Front Entry,Inside Access,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$11,002
Taxes
$257
HOA
$475

Home Price

$2,100,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$420,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$11,001.63

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $11,001.63 $257.33 $475.00 $11,733.96
Yearly $132,019.53 $3,088.00 $5,700.00 $140,807.53
Total $3,960,585.81 $92,640.00 $171,000.00 $4,224,225.81
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Bumpass, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS