NO HOA, Owner Financing. This exceptional 3 lot, 13.55-acre development parcel of land presents a rare opportunity to develop a premium waterfront 6.05 Acre lot and still have 2 other lots to develop. This is an approved Spotsylvania county Annual and house construction can start immediately. A house permit has been submitted but is on hold and can be modified. The lots are part of a 5 lot Toal sub-division in a serene cul-de-sac, this ready to build property features a harmonious blend of partly wooded areas and expansive open spaces, ensuring both privacy and natural beauty. 2 other luxury lakefront homes are already under construction in the subdivision. The property has 254 feet of cove lake frontage and 780 feet of canal front, the owner can enjoy direct access to a variety of water activities, including fishing, swimming, and boating, and ability to build a private dock. The captivating views of the tranquil cove and lush trees create an idyllic backdrop for your a luxury home development. This location not only offers a peaceful retreat but also the potential for luxurious living, with ample space for custom development. The combination of water-oriented features and the natural landscape enhances the allure of this property, making it a perfect canvas for those seeking an investment in/or an upscale lifestyle in a picturesque setting. Experience the ultimate in luxury living with this extraordinary land opportunity with approved site plan, septic, well and home site. See site plane in Documents.