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4049 Moody Town Rd , Bumpass, VA 23024
$995,000
Est. Payment: $5,212.68/mo
3 Bed
3 Bath
3482 Sqft
1.24 Acres
Status: pending | Days on site: 91
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EXPY1 - 3217398
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House Description

NEW PRICE — NOW OFFERED AT $995,000. Price adjusted to reflect current low water levels and the property’s short-term rental restrictions. An incredible opportunity to own a private waterfront home on the public side of Lake Anna at a newly improved price. Discover the peace and privacy of lakefront living in this beautifully renovated waterfront retreat on the public side of Lake Anna. With no short-term rentals allowed in the community, this property is ideal for buyers seeking a permanent residence or private second home—a place to truly relax, unwind, and enjoy the lake without the constant turnover of vacation rentals. This bright and airy home features 3 bedrooms, 3 fully renovated bathrooms, and an open-concept floor plan designed to maximize natural light and showcase stunning lake views. The expansive wraparound porch is the perfect place to enjoy your morning coffee, relax on rainy afternoons, or grill and entertain on warm summer evenings. The completely remodeled kitchen showcases brand-new cabinetry, stainless steel appliances, and luxury vinyl plank flooring that flows throughout the home. Fresh interior paint and updated ceiling fans create a clean, modern feel throughout. The spacious family room is highlighted by soaring vaulted ceilings, while the sunroom offers breathtaking panoramic lake views year-round. Upstairs, the loft overlooks the main living space and provides yet another picturesque vantage point of the water. The walk-out basement is designed for entertaining, featuring a cozy fireplace and wet bar. Above the garage, you'll find an additional 540 square feet of fully enclosed, climate-controlled living space with its own mini-split HVAC system—ideal for a bunk room, recreation room, game room, home gym, private office, or additional flex space. Step outside to your own private waterfront oasis, complete with a freshly painted dock, sandy beach, newly constructed gravel fire pit area, and circular driveway with plenty of parking for family and guests. A community boat launch adds even more convenience for boating and lake days. Whether you're ready to make Lake Anna your full-time home or searching for an exceptional second-home escape, this move-in-ready property delivers thoughtful renovations, flexible living space, private waterfront access, and the peaceful lake lifestyle you've been searching for.

Highlights

Listed by Taylor Pereira , 5712472119 EXP Realty, LLC , 8668257169. Bright MLS

Property Type

Residential

Lot/Acreage
1.24

HOA Fee

25 Annually

Year Built

2005

County

Louisa

Neighborhood

None Available

School District

Louisa County Public Schools

Listing ID

VALA2010202

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Built-In Microwave, Dishwasher, Dryer, Extra Refrigerator/Freezer, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Washer
Air Cond:Central A/C,Ceiling Fan(s)
Fireplaces:Fireplace - Glass Doors,Gas/Propane,1 Fireplace
Above Ground Sq Ft:2450
Below Ground Sq Ft:1032
Basement:Fully Finished,Walkout Level
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Ceiling Fan(s), Combination Kitchen/Dining, Combination Kitchen/Living, Dining Area, Entry Level Bedroom, Floor Plan - Open, Wet/Dry Bar
Water:Well

Exterior Features

Lot:Private Access,Private Beach,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:2
Zoning:R2
Others:
  • ▪ Additional:Private Beach, Excellent, Boat Ramp
Sewer:Septic = # of BR,On Site Septic
Parking Features:Garage - Front Entry,Covered Parking,Detached Garage,Driveway,2+ Spaces,1+ Spaces
Principal Interest
$5,213
Taxes
$562
HOA
$25

Home Price

$995,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$199,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,212.68

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,212.68 $562.00 $25.00 $5,799.68
Yearly $62,552.11 $6,744.00 $300.00 $69,596.11
Total $1,876,563.28 $202,320.00 $9,000.00 $2,087,883.28
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Bumpass, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS