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54 Tara Cir , Bumpass, VA 23024
$945,000
Est. Payment: $4,950.73/mo
4 Bed
4 Bath
4002 Sqft
0.92 Acres
Status: active | Days on site: 256
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House Description

NEW & IMPROVED PRICE — MORE LAKE ANNA, MORE POSSIBILITY. Situated on one of the most desirable stretches of Lake Anna’s public side, 54 Tara Circle is a 4-bedroom, 3.5-bath, three-story waterfront home offering roughly 4,000 square feet of thoughtfully finished living space, a private dock, and the kind of waterfront setting that makes Lake Anna living so special. This is where summer mornings start on the dock, afternoons are spent boating, swimming, kayaking, and exploring the lake, and evenings end back at the water. With direct access to Lake Anna’s public side, waterfront dining, marinas, and full-lake recreation are all within reach by boat. Whether you’re searching for a full-time home, weekend escape, or investment property, this home offers room to enjoy Lake Anna now with even more possibilities ahead. Arrive via a paved driveway with ample guest parking. Step inside to a foyer that immediately sets the tone, where soaring windows frame the lake like a painting and a striking stone fireplace anchors the main living room with warmth and presence. The open layout flows into the dining area and a generously appointed kitchen with abundant cabinetry and a perfectly positioned window framing the water while filling the space with natural light. A second living space just off the main area features custom built-in cabinetry, ideal for a media room, game space, or quiet gathering spot. An enclosed indoor-outdoor room extends the seasons and gives you the feeling of being outside while enjoying the comfort of the home. Laundry is conveniently located on this level. Also on the main level is a versatile bedroom, perfect for guests or a dedicated office, along with the primary suite featuring private lakefront views and a spacious en-suite bath. Upstairs, two additional bedrooms and a full bath are beautifully finished and full of character. The oversized landing overlooks both the main level and the lake beyond, creating a natural spot for a reading nook or home office. A bonus room and unfinished expansion space complete this level, offering even more opportunity to make the home your own. The walkout lower level was made for entertaining, with a bar, custom built-ins, a full bath, and direct access to the attached garage and backyard, creating an easy flow from indoor living to the outdoors and straight to the water. And then there’s the reason you come to Lake Anna: the waterfront. Your private dock sits along some of the most coveted shoreline on the public side of Lake Anna. Launch the boat for a day on the water, kayak the cove, fish from the pier at sunrise, swim from your own shoreline, or settle into a chair at the water’s edge and stay awhile. This is the space for boat days, long weekends, family gatherings, summer memories, and all the possibilities that come with owning your own piece of Lake Anna. Conveniently located approximately 1.5 hours from Washington, D.C. and about 1 hour from Richmond, with Food Lion, restaurants, marinas, shopping, and Lake Anna’s commercial amenities just a short drive away. Investors: Short-term rentals are allowed. POA guidelines are uploaded in the MLS for review. Other community amenities are also available such as a boat ramp and more in the common area. High-speed internet available. Move-in ready. NEW PRICE. PRIVATE DOCK. PUBLIC-SIDE WATERFRONT. Schedule your private tour today and watch the video tour to see 54 Tara Circle and the waterfront lifestyle come to life.

Highlights

Listed by Melanie Virginia Lucero , 5408700714 Real Broker, LLC , 8554500442. Bright MLS

Property Type

Residential

Lot/Acreage
0.92

HOA Fee

350 Annually

Year Built

1990

County

Louisa

Neighborhood

Tara Woods

School District

Louisa County Public Schools

Listing ID

VALA2009310

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Air Cond:Central A/C
Fireplaces:1 Fireplace
Floor:Ceramic Tile,Carpet
Above Ground Sq Ft:3280
Below Ground Sq Ft:722
Basement:Daylight,Full,Fully Finished,Garage Access,Interior Access,Outside Entrance,Walkout Level,Improved,Connecting Stairway
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Bar, Breakfast Area, Built-Ins, Dining Area, Exposed Beams, Primary Bath(s)
Water:Well

Exterior Features

Lot:Private,Premium,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:8
Zoning:R
Roof:Asphalt
Others:
  • ▪ Additional:Good, Boat Ramp, Common Area Maintenance
Sewer:On Site Septic
Parking Features:Asphalt Driveway,Paved Parking,Paved Driveway,Circular Driveway,Basement Garage,Garage - Rear Entry,Driveway,Attached Garage,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$4,951
Taxes
$752
HOA
$350

Home Price

$945,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$189,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,950.73

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,950.73 $751.83 $350.00 $6,052.57
Yearly $59,408.79 $9,022.00 $4,200.00 $72,630.79
Total $1,782,263.62 $270,660.00 $126,000.00 $2,178,923.62
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Bumpass, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS