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97 Overlook Ln , Burgess, VA 22432
$659,000
Est. Payment: $3,452.42/mo
4 Bed
4 Bath
2443 Sqft
0.84 Acres
Status: active | Days on site: 43
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MIBA1 - 3397496,3225939
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House Description

Waterfront Living at its Finest!! Nestled along the tranquil shores of Horn Harbor and the Great Wicomico River, this stunning 4-bedroom, 2.5 bath log home offers the perfect blend of coastal charm, comfort, and recreation. Set on a generous 0.84-acre lot, the property features breathtaking water views, a private pier with 10+feet of mean low water depth- ideal for sailboats and boating enthusiasts-and expansive outdoor spaces designed for entertaining and relaxation . Inside, you'll find over 2,400 square feet of warm and inviting living space, highlighted by beautiful wood finishes, open-beam architectural details, and panoramic waterfront vistas. Not to mention the two propane fireplaces and a two-car garage with storage loft. Whether you're searching for a full-time residence, a luxurious weekend retreat, or an income-producing vacation rental, this home offers exceptional versatility and proven Airbnb potential. Located in a desirable waterfront community, you'll enjoy a short stroll to a popular waterfront restaurant while still savoring the privacy and serenity of riverfront living. With stunning views from the deck, easy access to the Chesapeake Bay waterways, and high-speed internet available, this property perfectly balances modern convenience with a relaxed coastal lifestyle.

Highlights

Listed by Steve A. Jones , 8047617318 and Melissa L. Bradley , 8047612024 Middle Bay Realty , 8044361150. Bright MLS

Property Type

Residential

Lot/Acreage
0.84

Year Built

1981

County

Northumberland

Neighborhood

None

School District

Northumberland County Public Schools

Listing ID

VANV2002308

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Refrigerator, Stove, Washer, Washer/Dryer Hookups Only, Water Heater
Air Cond:Ceiling Fan(s),Heat Pump(s)
Fireplaces:Gas/Propane,2 Fireplaces
Floor:Hardwood,Laminate Plank,Tile/Brick
Above Ground Sq Ft:2443
Basement:Fully Finished,Interior Access,Outside Entrance
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Breakfast Area, Ceiling Fan(s), Combination Kitchen/Dining, Combination Dining/Living, Combination Kitchen/Living, Dining Area, Entry Level Bedroom, Exposed Beams, Family Room Off Kitchen, Wood Floors, Cats OK, Dogs OK, Pets Allowed
Water:Well

Exterior Features

Lot:Trees/Wooded,Rural,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:2
Zoning:R2
Roof:Metal
Others:
  • ▪ Additional:Excellent
Sewer:Septic Exists
Parking Features:Additional Storage Area,Garage - Front Entry,Garage Door Opener,Detached Garage,2+ Spaces,1+ Spaces
Principal Interest
$3,452
Taxes
$236

Home Price

$659,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$131,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,452.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,452.42 $236.17 $0.00 $3,688.58
Yearly $41,428.98 $2,834.00 $0.00 $44,262.98
Total $1,242,869.55 $85,020.00 $0.00 $1,327,889.55
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Burgess, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS