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3416 Tower Hill Cir , Cape Charles, VA 23310
$514,900
Est. Payment: $2,697.49/mo
3 Bed
2 Bath
1911 Sqft
0.61 Acres
Status: active | Days on site: 169
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KLWDM1 - 3363116
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House Description

No need to wait to build — this beautifully completed home in sought-after Tower Hill is move-in ready! Situated on a desirable pond-front corner lot, this charming coastal cottage offers the perfect blend of modern finishes and comfortable one-level living. The thoughtfully designed Lamanna floor plan features 3 bedrooms, 2 bathrooms, and approximately 1,911 sq. ft. with vaulted ceilings and an open-concept layout that feels bright and inviting. The kitchen is a true centerpiece featuring Chesapeake Pearl cabinetry with black hardware, White Valley quartz countertops, a white farmhouse sink, subway tile backsplash, stainless appliances including a Frigidaire gas range, built-in microwave, dishwasher, and a sleek chimney hood. A walk-in pantry and dedicated laundry room add everyday convenience. Warm and stylish details can be found throughout the home including Metro Reflect Whispering Hazel Oak flooring, sliding barn doors separating the living and dining areas, shiplap fireplace surround with floating mantle, and a 36-inch electric fireplace creating the perfect cozy gathering space. The spacious owner’s suite and carpeted bedrooms provide comfort and functionality. Exterior features include CertainTeed Colonial White vinyl siding, a welcoming front porch with a stained aged oak front door, attached 2-car garage, and a covered vaulted concrete patio with additional step-down patio space perfect for relaxing or entertaining outdoors. Located just minutes from the heart of Cape Charles, this home offers the benefits of brand-new construction without the wait!

Highlights

Listed by Sharon Y Daugherty , 4104304004 Keller Williams Delmarva , 7572108012. Bright MLS

Property Type

Residential

Lot/Acreage
0.61

HOA Fee

450 Annually

Year Built

2025

County

Northampton

Neighborhood

None Available

School District

Northampton County Public Schools

Listing ID

VANH2000104

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Built-In Microwave, Dishwasher, Oven/Range - Gas, Refrigerator
Air Cond:Central A/C,Heat Pump(s)
Fireplaces:Electric,1 Fireplace
Above Ground Sq Ft:1911
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Butlers Pantry, Carpet, Combination Kitchen/Living, Floor Plan - Open
Water:Well

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:R
Others:
  • ▪ Additional:Excellent
Sewer:On Site Septic
Parking Features:Garage - Front Entry,Attached Garage,Driveway,2+ Spaces,1+ Spaces
Principal Interest
$2,697
Taxes
$37
HOA
$450

Home Price

$514,900

Loan Details

30 yrs
6.844%

Down Payment

20%
$102,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,697.49

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,697.49 $37.08 $450.00 $3,184.58
Yearly $32,369.93 $445.00 $5,400.00 $38,214.93
Total $971,097.92 $13,350.00 $162,000.00 $1,146,447.92
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Cape Charles, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS