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5403 Pearl Dr , Chincoteague Island, VA 23336
$950,000
Est. Payment: $4,976.93/mo
4 Bed
2 Bath
2148 Sqft
0.24 Acres
Status: active | Days on site: 281
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LNG216 - 3283706
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House Description

Located in the sought-after Oyster Bay community on Chincoteague Island, this canal-front home offers sweeping views of the canal and Oyster Bay, creating a peaceful coastal setting from the moment you arrive. Enter through the bright and airy foyer and step into an open, welcoming living space highlighted by high ceilings and luxury vinyl plank flooring throughout. The kitchen is thoughtfully designed with quartz countertops, stainless steel appliances, and a casual bar area, flowing seamlessly into the living and dining spaces. Large windows frame the water views, while direct access to the expansive deck invites indoor-outdoor living. The deck is well-equipped for entertaining, including an exterior propane connection for a grill, making it easy to enjoy meals overlooking the canal. The main level features two bedrooms and a shared guest bathroom, along with a convenient laundry room. A dedicated office is located just off the living space and offers both canal views and direct access to the deck, providing a quiet and inspiring workspace. Upstairs, an open loft adds flexible living space and leads to a fourth bedroom that can easily function as a media room or bonus area. The primary suite is generously sized and opens to a private balcony with beautiful views of the canal and Oyster Bay. The en suite bathroom includes a large jetted tub, a walk-in tiled shower with rainfall showerhead, and ample space to unwind. Below the main living areas, an expansive unfinished basement provides exceptional storage capacity to accommodate virtually any need. Outside, enjoy bulkheaded canal access with a ladder allowing for boating, kayaking, and fishing directly from your property. Ideally located near Chincoteague’s charming shops, dining, and island attractions, with easy access to Assateague Island and its beaches and wildlife. Make this island home yours today!

Highlights

Listed by Meghan Oliver Clarkson , 7578940798 Long & Foster Real Estate, Inc. , 7575642600. Bright MLS

Property Type

Residential

Lot/Acreage
0.24

HOA Fee

1200 Annually

Year Built

2022

County

Accomack

Neighborhood

Chincoteague

School District

Accomack County Public Schools

Listing ID

VAAC2002564

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Built-In Microwave, Dishwasher, Dryer - Electric, Oven/Range - Electric, Range Hood, Refrigerator, Stainless Steel Appliances, Washer
Air Cond:Central A/C,Heat Pump(s)
Fireplaces:
Floor:Luxury Vinyl Plank
Above Ground Sq Ft:2148
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Bathroom - Jetted Tub, Bathroom - Soaking Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Floor Plan - Open, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Window Treatments
Water:Public

Exterior Features

Lot:Bulkheaded,Fishing Available,Rear Yard,Not New Construction,Horse Property: No,Waterfront,In City Limits
Lot Dimensions:0.00 x 0.00
Zoning:RES
Roof:Composite
Sewer:Private Septic Tank
Parking Features:Driveway
Principal Interest
$4,977
Taxes
$246
HOA
$1,200

Home Price

$950,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$190,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,976.93

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,976.93 $246.25 $1,200.00 $6,423.18
Yearly $59,723.12 $2,955.00 $14,400.00 $77,078.12
Total $1,791,693.58 $88,650.00 $432,000.00 $2,312,343.58
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Chincoteague Island, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T09:11:29.000Z

© 2026 Bright MLS