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5190 Pine Tree Way , Chincoteague Island, VA 23336
$515,000
Est. Payment: $2,698.02/mo
3 Bed
2 Bath
1150 Sqft
0.32 Acres
Status: active | Days on site: 67
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LNG216 - 3283706
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House Description

Experience the relaxed coastal lifestyle of Chincoteague Island in this beautifully reimagined elevated home, tucked away on a cul-de-sac in the desirable Oyster Bay II community. Completely gutted and renovated approximately three years ago, the home was transformed from the inside out with updated finishes, fixtures, appliances, and furnishings, giving it the fresh, polished feel of a much newer home. Step inside to bright, open living spaces highlighted by soaring vaulted ceilings and abundant natural light. The spacious great room flows seamlessly into the updated kitchen featuring granite countertops, stainless steel appliances, a farmhouse sink, subway tile backsplash, and a large peninsula with bar seating. The adjoining dining area provides a welcoming space for everyday meals and entertaining. The functional floor plan features a private primary suite and two additional bedrooms served by a second full bath. Vaulted ceilings enhance the home's open, airy feel, while thoughtful updates throughout create a cohesive, comfortable interior that's truly ready to enjoy. Outdoor living is just as inviting, with multiple composite decks, a patio, and an enclosed outdoor shower that's perfect for rinsing off after a day at the beach, boating, or fishing. A storage shed provides convenient space for bicycles, fishing gear, beach chairs, and other outdoor essentials. Sold furnished and turnkey, this beautifully updated home delivers the feel of a practically new home in an established Chincoteague location—simply arrive, unpack, and start enjoying island life. Ideal as a primary residence, vacation retreat, or investment property, it's conveniently located just minutes from Chincoteague's beaches, marinas, restaurants, shops, and the Chincoteague National Wildlife Refuge.

Highlights

Listed by Meghan Oliver Clarkson , 7578940798 Long & Foster Real Estate, Inc. , 7575642600. Bright MLS

Property Type

Residential

Lot/Acreage
0.32

HOA Fee

400 Annually

Year Built

1983

County

Accomack

Neighborhood

Oyster Bay Ii

School District

Accomack County Public Schools

Listing ID

VAAC2003100

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Central A/C,Heat Pump(s)
Fireplaces:
Above Ground Sq Ft:1150
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Ceiling Fan(s), Dining Area, Entry Level Bedroom, Floor Plan - Open, Primary Bath(s), Upgraded Countertops
Water:Public

Exterior Features

Lot:Cul-de-sac,Not New Construction,Horse Property: No,In City Limits
Lot Dimensions:0.00 x 0.00
Zoning:RESIDENTIAL
Roof:Composite
Others:
  • ▪ Additional:Outbuilding(s), Outside Shower
Sewer:Private Sewer
Parking Features:Driveway
Principal Interest
$2,698
Taxes
$106
HOA
$400

Home Price

$515,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$103,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,698.02

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,698.02 $105.58 $400.00 $3,203.60
Yearly $32,376.22 $1,267.00 $4,800.00 $38,443.22
Total $971,286.52 $38,010.00 $144,000.00 $1,153,296.52
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Chincoteague Island, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS