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21 Waterview Pt , Colonial Beach, VA 22443
$550,000
Est. Payment: $2,881.38/mo
5 Bed
3 Bath
3120 Sqft
0.37 Acres
Status: active | Days on site: 8
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KWR8 - 3063984
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

SAVE APPROXIMATELY $328.00/MONTH ON YOUR MORTGAGE FOR THE FIRST YEAR! Take advantage of an exclusive 1% temporary interest rate buydown, paid for by EmpowerHome Mortgage! That’s approximately $3,936.03 in first-year savings! No cost to the buyer or seller for the buydown. PLUS, ask about our complimentary refinance opportunity! Available to qualified buyers financing through EmpowerHome Mortgage, LLC NMLS# 2018277. Terms and conditions apply. Buyers are free to use any lender. Discover the beauty of waterfront living on Monroe Bay! This inviting property offers spectacular water views and the opportunity to enjoy life on the water right from your own backyard. Spend your days boating and exploring with your private pier and dock, complete with an 8,000-lb. boat lift. With over 3,000 finished square feet, this home offers plenty of space to relax, entertain, and enjoy the waterfront lifestyle. One of the home's standout features is the expansive 50-foot screened-in porch overlooking the Bay—the perfect spot to enjoy your morning coffee, unwind with a good book, or take in the peaceful evening views. Inside, the updated kitchen captures beautiful water views while preparing meals and flows seamlessly into the spacious family room, complete with a cozy wood stove. The main level features a generous primary bedroom with an ensuite bath, along with a second bedroom and full hall bath. The lower level provides additional living and entertaining space, featuring a large recreation room, three additional bedrooms, and a full hall bath. Enjoy boating, fishing, and recreation on Monroe Bay and the nearby Potomac River, with Colonial Beach just a short drive or boat ride away, offering charming shops, dining, and more. Conveniently located approximately 20 minutes from Dahlgren and within reach of both Richmond and Washington, DC, this property combines waterfront tranquility with convenient access to nearby destinations. Whether you're looking for a full-time residence or a relaxing waterfront retreat, this home offers a wonderful opportunity to embrace the Northern Neck lifestyle! **Photos may be virtually staged**
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Highlights

Listed by John F Flynn , 5715967545 Keller Williams Realty , 7036791700. Bright MLS

Property Type

Residential
Lot/Acreage
0.37

Year Built

1971

County

Westmoreland

 Neighborhood

Monroe Bay Estates

 School District

Westmoreland County Public Schools

Listing ID

VAWE2012434

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Built-In Microwave, Dryer, Washer, Disposal, Dishwasher, Stove
Air Cond:Central A/C
Fireplaces:Wood,1 Fireplace
Floor:Hardwood,Carpet,Ceramic Tile,Luxury Vinyl Plank
Above Ground Sq Ft:1560
Below Ground Sq Ft:1560
Basement:Daylight,Full,Fully Finished,Drainage System
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Attic, Bathroom - Stall Shower, Bathroom - Tub Shower, Ceiling Fan(s), Crown Moldings, Floor Plan - Open, Pantry, Primary Bedroom - Bay Front, Stove - Wood, Window Treatments, Wood Floors
Water:Community,Well

Exterior Features

Lot:Additional Lot(s),Bulkheaded,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:1
Zoning:Residential
Sewer:Public Sewer
Parking Features:Paved Driveway,Garage - Front Entry,Garage Door Opener,Detached Garage,Driveway,1+ Spaces
Principal Interest
$2,881
Taxes
$185

Home Price

$550,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$110,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,881.38

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,881.38 $185.08 $0.00 $3,066.46
Yearly $34,576.54 $2,221.00 $0.00 $36,797.54
Total $1,037,296.28 $66,630.00 $0.00 $1,103,926.28
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Colonial Beach, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS