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301 Bancroft Ave , Colonial Beach, VA 22443
$438,900
Est. Payment: $2,299.34/mo
3 Bed
3 Bath
1700 Sqft
0.16 Acres
Status: active | Days on site: 58
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NTWK1 - 3264536
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House Description

SELLER IS OFFERING UP TO $5,000 TOWARD BUYER'S CLOSING COSTS AND/OR MORTGAGE DISCOUNT POINTS FOR AN INTEREST RATE BUYDOWN, SUBJECT TO LENDER APPROVAL AND TERMS OF THE RATIFIED CONTRACT. Classic Colonial Beach charm meets thoughtful updates in this inviting 3-bedroom, 2.5-bath cottage on The Point, just two blocks from both the Potomac River and Monroe Bay. Set on a large corner lot surrounded by mature landscaping, the home has been beautifully refreshed while preserving the character and charm that make it special. A new main-level primary suite features a private ensuite bath with walk-in shower, while the upstairs full bath has been completely renovated. Original hardwood floors have been refinished in a beautiful natural finish, and fresh white paint throughout gives the home a bright, clean feel. The kitchen has been refreshed with new countertops and a new dishwasher, while mini-split HVAC adds year-round comfort. Outside, new vinyl siding and a complete yard cleanup give this classic cottage a fresh new look while maintaining its established coastal character. With multiple living spaces, a screened front porch, fenced backyard and a location just blocks from the water, this home is ready to enjoy while still feeling unmistakably Colonial Beach.

Highlights

Listed by Jennifer Elaine Darwin , 7038987802 Network Realty Group , 5402839200. Bright MLS

Property Type

Residential

Lot/Acreage
0.16

Year Built

1923

County

Westmoreland

Neighborhood

The Point

School District

Westmoreland County Public Schools

Listing ID

VAWE2012126

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Ductless/Mini-Split
Fireplaces:1 Fireplace
Floor:Hardwood,Vinyl
Above Ground Sq Ft:1700
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Ceiling Fan(s), Kitchen - Table Space, Wood Floors
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Zoning:RESIDENTIAL
Roof:Asphalt,Shingle
Others:
  • ▪ Additional:Excellent
Sewer:Public Sewer
Parking Features:On Street
Principal Interest
$2,299
Taxes
$168

Home Price

$438,900

Loan Details

30 yrs
6.844%

Down Payment

20%
$87,780
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,299.34

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,299.34 $168.17 $0.00 $2,467.51
Yearly $27,592.08 $2,018.00 $0.00 $29,610.08
Total $827,762.44 $60,540.00 $0.00 $888,302.44
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Colonial Beach, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS