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309 12th St , Colonial Beach, VA 22443
$365,000
Est. Payment: $1,912.19/mo
3 Bed
3 Bath
1504 Sqft
0.11 Acres
Status: active | Days on site: 126
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KWR8 - 3301835
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

SAVE APPROXIMATELY $217.67/MONTH ON YOUR MORTGAGE FOR THE FIRST YEAR! Take advantage of an exclusive 1% temporary interest rate buydown, paid for by EmpowerHome Mortgage! That’s approximately $2,612.09 in first-year savings! No cost to the buyer or seller for the buydown. PLUS, ask about our complimentary refinance opportunity! Available to qualified buyers financing through EmpowerHome Mortgage, LLC NMLS# 2018277. Terms and conditions apply. Buyers are free to use any lender. This is the lifestyle you've been dreaming of. This like new home in the charming coastal town of Colonial Beach offers the perfect opportunity to enjoy relaxed living just moments from the water. Hop on your golf cart and take a short ride to the beach, local restaurants, shops, and community events that make this waterfront town so inviting. Whether you are searching for your first home, a weekend retreat, or an investment property with potential for short-term rental use, this property offers flexibility to fit a variety of goals. Thoughtfully maintained and move-in ready, it provides a comfortable space to make your own while enjoying everything this vibrant coastal community has to offer. Come experience the convenience, charm, and possibilities this home has to offer. **Photos may be virtually staged**
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Highlights

Listed by Amy S. Rowe , 7037823771 Keller Williams Realty , 7036791700. Bright MLS

Property Type

Residential
Lot/Acreage
0.11

Year Built

2022

County

Westmoreland

 Neighborhood

Town Of Colonial Beach

 School District

Colonial Beach Public Schools

Listing ID

VAWE2011658

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Dishwasher, Refrigerator, Stove
Air Cond:Central A/C,Heat Pump(s)
Fireplaces:
Floor:Luxury Vinyl Plank
Above Ground Sq Ft:1504
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Ceiling Fan(s)
Water:Public

Exterior Features

Lot:Backs to Trees,Not New Construction,Horse Property: No,In City Limits
Zoning:RESIDENTIAL
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$1,912
Taxes
$180

Home Price

$365,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$73,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,912.19

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,912.19 $180.00 $0.00 $2,092.19
Yearly $22,946.25 $2,160.00 $0.00 $25,106.25
Total $688,387.53 $64,800.00 $0.00 $753,187.53
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Colonial Beach, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS