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107 Sunset Cir , Cross Junction, VA 22625
$400,000
Est. Payment: $2,095.55/mo
3 Bed
2 Bath
1764 Sqft
0.35 Acres
Status: active | Days on site: 76
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SAMP26 - 3066664
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House Description

Lake living meets easy one-level living in this spacious Lake Holiday rancher! Forget the small rooms and closed-off spaces you might expect from a traditional ranch—this home welcomes you with high ceilings, an open layout, generous bedrooms, and room to grow. Start your mornings on the inviting front porch surrounded by beautiful landscaping, or settle in and watch a summer storm roll through while wildlife wanders the neighborhood. Inside, the kitchen features 36-inch cabinets and opens to a light-filled family room with a cozy gas fireplace. Large windows bring in plenty of natural light while the wooded lot provides welcome shade and privacy. Step onto the back deck and enjoy a peaceful yard with just the right amount of outdoor space—private enough to relax without spending every weekend doing yard work. The split-bedroom floor plan gives the primary suite its own retreat, complete with a tray ceiling, spacious en-suite bath with soaking tub and separate shower, plus an enormous walk-in closet. Two additional bedrooms are tucked away on the opposite side of the home. And then there’s the basement! High ceilings, extra-wide stairs, a roughed-in bath, radon system, and an incredible amount of unfinished space give you the opportunity to nearly double your living area. Imagine a rec room, home theater, gym, guest suite, workshop—or all of the above. Best of all, you’re in Lake Holiday, where everyday life can feel like a getaway. Enjoy three beaches, walking trails, sports courts, a dog park, 18-hole disc golf course, clubhouse, marina, and more. Come home to Lake Holiday—and vacation where you live!

Highlights

Listed by Misty Weaver , 5409998826 Samson Properties , 5403484911. Bright MLS

Property Type

Residential

Lot/Acreage
0.35

HOA Fee

156 Monthly

Year Built

2005

County

Frederick

Neighborhood

Lake Holiday Estates

School District

Frederick County Public Schools

Listing ID

VAFV2043876

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Built-In Microwave, Dishwasher, Disposal, Exhaust Fan, Extra Refrigerator/Freezer, Icemaker, Oven/Range - Electric, Refrigerator, Washer, Dryer
Air Cond:Central A/C,Heat Pump(s)
Fireplaces:Gas/Propane,Mantel(s),Screen,1 Fireplace
Floor:Hardwood,Carpet,Vinyl
Above Ground Sq Ft:1764
Basement:Poured Concrete,Rough Bath Plumb,Interior Access,Walkout Stairs,Full,Rear Entrance,Unfinished
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Attic, Bathroom - Jetted Tub, Bathroom - Walk-In Shower, Bathroom - Tub Shower, Carpet, Ceiling Fan(s), Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Kitchen - Eat-In, Pantry, Primary Bath(s), Recessed Lighting, Walk-in Closet(s), Window Treatments, Wood Floors, No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Backs to Trees,Rear Yard,Front Yard,Not New Construction,Horse Property: No
Garage Capacity:6
Zoning:R5
Roof:Shingle
Others:
  • ▪ Additional:Private Beach, Basketball Courts, Beach, Boat Ramp, Club House, Common Grounds, Exercise Room, Game Room, Gated Community, Jog/Walk Path, Lake, Library, Security, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges, Dog Park, Meeting Room, Pickleball Courts, Picnic Area, Common Area Maintenance, Management, Reserve Funds, Road Maintenance, Security Gate, Snow Removal, Trash
Sewer:Public Septic
Parking Features:Paved Driveway,Garage - Front Entry,Inside Access,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$2,096
Taxes
$165
HOA
$156

Home Price

$400,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$80,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,095.55

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,095.55 $164.92 $156.00 $2,416.46
Yearly $25,146.58 $1,979.00 $1,872.00 $28,997.58
Total $754,397.30 $59,370.00 $56,160.00 $869,927.30
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Cross Junction, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS