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111 Waterside Ln , Cross Junction, VA 22625
$649,900
Est. Payment: $3,404.74/mo
6 Bed
4 Bath
4182 Sqft
0.25 Acres
Status: active | Days on site: 58
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SAMP26 - 116878
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House Description

Welcome to your very own treehouse! Nestled within the prestigious Lake Holiday Estates, this exquisite Colonial residence offers an exceptional setting defined by luxury and tranquility. Spanning an impressive 4,182 square feet, this meticulously crafted home features six spacious bedrooms and four and a half elegantly appointed bathrooms, providing ample space for both relaxation and entertainment. As you enter, you are greeted by a grand foyer that sets the tone for the sophisticated design throughout. Expansive windows fill the home with natural light while capturing beautiful views of Lake Holiday, creating a stunning backdrop throughout the main living spaces. The heart of the home boasts a cozy fireplace, perfect for intimate gatherings or quiet evenings while taking in the scenery beyond. The fully finished basement offers additional living space, ideal for a home theater, game room, or personal gym, catering to your every leisure need. The allure of this property extends beyond its walls, as it is strategically positioned to embrace the serene beauty of its surroundings. Lake views can be enjoyed from multiple vantage points throughout the home, with walls of windows drawing the outdoors in and showcasing the water and surrounding landscape. With direct access to the pristine waters of Lake Holiday, enjoy boating, fishing, and lakeside picnics, all just steps from your door. The navigable waters invite you to explore the lake's hidden coves and scenic vistas, making every day an adventure. The outdoor space is a sanctuary of relaxation, featuring a private heated swim spa that promises rejuvenation after a long day. Imagine unwinding under the stars, surrounded by the soothing sounds of nature while enjoying the warmth of your own personal retreat. The expansive lot provides ample room for outdoor gatherings, while the deck offers another inviting place to relax, entertain, and take in the shimmering lake views. This residence is not just a home; it is a gateway to an extraordinary way of life where luxury meets nature. Experience the perfect blend of comfort and sophistication, where every detail has been thoughtfully curated to enhance daily living. Embrace the opportunity to own a piece of paradise in Lake Holiday Estates, where beautiful lake views, natural surroundings, and an exceptional community setting come together. The only thing that makes lake living even better, is having a boat! Sellers have a 2021 Ranger Pontoon available allowing you to enjoy everything lake life has to offer!

Highlights

Listed by Katrina M Smith , 5406642570 Samson Properties , 5403484911. Bright MLS

Property Type

Residential

Lot/Acreage
0.25

HOA Fee

156 Monthly

Year Built

2004

County

Frederick

Neighborhood

Lake Holiday Estates

School District

Frederick County Public Schools

Listing ID

VAFV2044560

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Dishwasher, Disposal, Dryer, Extra Refrigerator/Freezer, Icemaker, Microwave, Oven - Self Cleaning, Oven/Range - Gas, Oven/Range - Electric, Stainless Steel Appliances, Six Burner Stove, Washer, Water Conditioner - Owned, Water Heater
Air Cond:Central A/C
Fireplaces:Gas/Propane,Stone,1 Fireplace
Above Ground Sq Ft:2626
Below Ground Sq Ft:1556
Basement:Fully Finished,Heated,Improved,Interior Access,Outside Entrance,Walkout Level,Windows
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:2nd Kitchen, Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Exposed Beams, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Island, Pantry, Kitchenette, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Water Treat System, Window Treatments, Wood Floors
Water:Public

Exterior Features

Lot:Public Access,Public Beach,Waterski/Wakeboard,Swimming Allowed,Fishing Allowed,Canoe/Kayak,Boat - Powered,Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:R5
Roof:Architectural Shingle
Others:
  • ▪ Additional:Very Good, Basketball Courts, Beach, Club House, Common Grounds, Community Center, Dog Park, Gated Community, Meeting Room, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges, Common Area Maintenance, Security Gate, Snow Removal, Trash
Sewer:Public Sewer
Parking Features:Garage - Side Entry,Garage Door Opener,Inside Access,Oversized,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$3,405
Taxes
$228
HOA
$156

Home Price

$649,900

Loan Details

30 yrs
6.844%

Down Payment

20%
$129,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,404.74

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,404.74 $228.25 $156.00 $3,788.99
Yearly $40,856.90 $2,739.00 $1,872.00 $45,467.90
Total $1,225,707.01 $82,170.00 $56,160.00 $1,364,037.01
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Cross Junction, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS