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128 - 130 Dogwood Dr , Cross Junction, VA 22625
$415,000
Est. Payment: $2,174.13/mo
4 Bed
4 Bath
2722 Sqft
0.58 Acres
Status: active | Days on site: 191
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House Description

EXCEPTIONAL VALUE IN A PRIVATE, GATED LAKE COMMUNITY. DON'T MISS THIS RARE OFFERING OF A BEAUTIFULLY UPDATED 4-BEDROOM, 4-BATH CEDAR CAPE COD AND AN ADJOINING BUILDING LOT TOTALING MORE THAN HALF AN ACRE! In Lake Holiday near Winchester with a spectacular 240-acre deep-water lake, mountain views and beaches. Enjoy fishing, boating, swimming, water skiing, a clubhouse with an exercise room, walking trails, dog park, playground and picnic areas, and tennis, basketball and volleyball courts. Ideal for full-time living or weekend getaways. About 90 minutes from the beltway. An easy drive to historic downtown Winchester, Berkeley Springs and Cacapon State Park on Rt. 522. Luxury vinyl floors that resemble hardwood and tile floors. Spacious living room. Well-appointed kitchen with granite countertops, maple cabinets, newer stainless appliances, tile back splash and an adjoining dining area. Enjoy a seasonal view of the lake from the large back deck off the kitchen. There's also a deck below off the finished walkout basement. The house's lower level offers the potential for an in-law suite: A generously sized family room with a gas log fireplace and an impressive wet bar, a bedroom and a full bath. Architectural shingle roof approximately 2 years old. Above-ground 120-gallon propane tank that supplies the gas log is owned by the seller and conveys. Possibilities abound with the adjoining lot. Build another dream house or perhaps a smaller home for a family member, or a garage. Combined size of the two properties is .57 of an acre. The properties also are available separately with the house at 128 Dogwood for $385,000 (Lot 118, Tax Map 18A04-4A-12- 118) and the lot at 130 Dogwood for $35,000 (Lot 117, Tax Map Tax 18A04-4A-12- 117 ). Buyers responsible at settlement for the $2,000 capitalization fee for each property. Monthly HOA fees are $156 for the house and $144 for the lot next door. Water/sewer tap fee to build on the lot currently totals $5,000 and the water/sewer availability fee for the lot is $20 per month until a house is built. Gated community - buyers must be accompanied by their agents. Traffic rules strictly enforced: 25 mph speed limit and complete stop at stop signs. Airbnb and short-term rentals (less than 6 months) are not permitted. Basement bedroom's window may not meet full egress. Tax and HOA amounts on this listing are for 128 Dogwood only.

Highlights

Listed by Teresa L Strohmeyer , 5406642000 ERA Oakcrest Realty, Inc. , 5406650360. Bright MLS

Property Type

Residential

Lot/Acreage
0.58

HOA Fee

156 Monthly

Year Built

1992

County

Frederick

Neighborhood

Lake Holiday Estates

School District

Frederick County Public Schools

Listing ID

VAFV2040930

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Oven/Range - Electric, Refrigerator, Washer, Dryer - Electric, Stainless Steel Appliances, Built-In Microwave
Air Cond:Central A/C,Heat Pump(s),Ceiling Fan(s)
Fireplaces:Gas/Propane,1 Fireplace
Floor:Luxury Vinyl Plank,Ceramic Tile,Carpet
Above Ground Sq Ft:1714
Below Ground Sq Ft:1008
Basement:Full,Walkout Level,Rear Entrance,Connecting Stairway
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Attic, Kitchen - Country, Kitchen - Table Space, Kitchen - Eat-In, Entry Level Bedroom, Upgraded Countertops, Window Treatments, Wet/Dry Bar, Primary Bath(s), Recessed Lighting, Pantry, Wood Floors, Combination Kitchen/Dining, Ceiling Fan(s), Bathroom - Walk-In Shower, Bathroom - Tub Shower, Carpet
Water:Public

Exterior Features

Lot:Trees/Wooded,Backs to Trees,Not New Construction,Horse Property: No
Garage Capacity:3
Zoning:R5
Roof:Architectural Shingle
Others:
  • ▪ Additional:Lake, Tennis Courts, Tot Lots/Playground, Water/Lake Privileges, Basketball Courts, Beach, Boat Ramp, Boat Dock/Slip, Club House, Common Grounds, Exercise Room, Gated Community, Meeting Room, Pier/Dock, Security, Volleyball Courts, Dog Park, Jog/Walk Path, Non-Lake Recreational Area, Party Room, Trash, Security Gate, Snow Removal, Road Maintenance
Sewer:Public Sewer
Parking Features:Circular Driveway,Driveway,Off Street,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$2,174
Taxes
$142
HOA
$156

Home Price

$415,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$83,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,174.13

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,174.13 $142.42 $156.00 $2,472.55
Yearly $26,089.57 $1,709.00 $1,872.00 $29,670.57
Total $782,687.20 $51,270.00 $56,160.00 $890,117.20
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Cross Junction, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS