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303 Northwood Cir , Cross Junction, VA 22625
$469,998
Est. Payment: $2,462.26/mo
4 Bed
4 Bath
3029 Sqft
0.24 Acres
Status: active | Days on site: 80
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JBR80 - 3294115
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House Description

Lake life is here! Let the mornings linger a little longer. Coffee on the deck, a gentle breeze rustling the leaves, and a day at Lake Holiday waiting to unfold. Perhaps you’ll head out on the water, meet friends for tennis, or simply enjoy spotting wildlife from the comfort of your home. At 303 Northwood Circle in Cross Junction, Virginia, this brick-front Colonial offers 4 bedrooms, 3.5 baths, more than 3,000 finished square feet, and approximately $60,000 in improvements since 2023—all within Frederick County’s gated Lake Holiday community. A two-story foyer and graceful staircase welcome you inside. Hardwood floors throughout the main level, generous windows, crown molding, and refreshed paint and lighting create an inviting setting. The kitchen features granite countertops, updated appliances, and a tile backsplash, with a casual dining area connecting it to the living room’s built-in shelves and gas fireplace. A separate dining room welcomes holiday traditions and conversations that outlast dessert. Upstairs, unwind in a spacious primary suite with recently added shelving and cabinetry, a large walk-in closet, and a remodeled bath featuring a larger walk-in shower and two quartz-topped vanities. Two additional bedrooms share a Jack-and-Jill bathroom, and the convenient upstairs laundry includes a brand-new washer and dryer that convey. The finished walkout lower level offers room for movie nights, games, or hobbies, with acoustic ceiling tiles, new vinyl plank flooring, a fourth bedroom with a full-size window, and a nearby full bathroom. The layout presents potential for multigenerational living, with direct access to the screened porch and an unfinished room for workouts or storage. Enjoy sunset dinners and entertaining on the expanded deck, with trees framing the backyard and nature providing the soundtrack. Stairs lead to the yard and patio, perfect gathering place around a firepit in the evenings for conversation and storytelling. A passing shower doesn’t have to send you indoors—the covered screened porch offers shelter while still enjoying the outdoors, even during a gentle snowfall. Four-foot-wide sliding doors on each side add seasonal flexibility, while landscape lighting gives the setting a soft evening glow. A level front lawn, driveway parking for four or more vehicles, and a two-car garage add everyday convenience. Additional features include dual-zone HVAC, gutter guards, tilt-in windows, active radon mitigation, and attic storage. Beyond home, enjoy Lake Holiday’s beaches, boating, fishing, water skiing, tennis, beach volleyball, disc golf, community dog park, and wooded walking trails. Spend a day exploring, then return to your own tree-backed retreat. Schedule your showing and imagine the days you could make your own at 303 Northwood Circle. Buyers of this approved listing receive a 1% lower first-year rate through the Project My Home® program.

Highlights

Listed by Caroline W. Barb , 4043570089 Jim Barb Realty, Inc. , 5409554600. Bright MLS

Property Type

Residential

Lot/Acreage
0.24

HOA Fee

156 Monthly

Year Built

2006

County

Frederick

Neighborhood

Lake Holiday Estates

School District

Frederick County Public Schools

Listing ID

VAFV2044430

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Dishwasher, Disposal, Exhaust Fan, Water Heater, Built-In Range, Oven - Self Cleaning, Oven/Range - Electric, Refrigerator, Washer, Stainless Steel Appliances, Dryer - Front Loading
Air Cond:Central A/C,Zoned
Fireplaces:Gas/Propane,1 Fireplace
Floor:Solid Hardwood,Ceramic Tile,Carpet,Luxury Vinyl Plank
Above Ground Sq Ft:2154
Below Ground Sq Ft:875
Basement:Connecting Stairway,Daylight,Partial,Full,Heated,Improved,Interior Access,Outside Entrance,Rear Entrance,Walkout Level,Windows,Partially Finished
Other:
  • ▪ Additional:Attic, Built-Ins, Carpet, Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Upgraded Countertops, Walk-in Closet(s), Window Treatments, Wood Floors, Bathroom - Walk-In Shower, Breakfast Area, Formal/Separate Dining Room, Kitchen - Island, Pantry, Crown Moldings, Bathroom - Tub Shower, Bathroom - Stall Shower
Water:Public

Exterior Features

Lot:Backs to Trees,Front Yard,Landscaping,Not New Construction,Horse Property: No
Garage Capacity:6
Zoning:R5
Others:
  • ▪ Additional:Exterior Lighting, Gutter System, Secure Storage, Private Beach, Excellent, Beach, Boat Dock/Slip, Boat Ramp, Common Grounds, Gated Community, Jog/Walk Path, Lake, Tot Lots/Playground, Water/Lake Privileges, Volleyball Courts, Tennis Courts, Picnic Area, Common Area Maintenance, Pier/Dock Maintenance, Security Gate
Sewer:Public Sewer
Parking Features:Asphalt Driveway,Garage - Front Entry,Garage Door Opener,Inside Access,Attached Garage,Driveway,Off Street,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$2,462
Taxes
$174
HOA
$156

Home Price

$469,998

Loan Details

30 yrs
6.844%

Down Payment

20%
$94,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,462.26

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,462.26 $173.84 $156.00 $2,792.10
Yearly $29,547.10 $2,086.08 $1,872.00 $33,505.18
Total $886,413.05 $62,582.40 $56,160.00 $1,005,155.45
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Cross Junction, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T05:05:10.000Z

© 2026 Bright MLS