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324 Overlook Dr , Cross Junction, VA 22625
$369,900
Est. Payment: $1,937.86/mo
3 Bed
3 Bath
2581 Sqft
0.26 Acres
Status: active | Days on site: 24
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CRT1 - 3018008
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House Description

**PRICED TO SELL UNDER RECENT APPRAISAL!** Discover exceptional space, comfort, and value in this beautifully maintained 2,600 finished sq. ft. Colonial, nestled within a gated 240-acre private lake community. From the moment you arrive, the welcoming front porch sets the tone for relaxed lake-community living. The rear deck offers additional outdoor space for entertaining, morning coffee, or peaceful evenings overlooking the property. Inside, the eat-in kitchen features updated countertops, stainless-steel appliances, and newer LVP flooring that continues throughout the main living areas. The main level also offers a separate dining room, living room with a cozy pellet stove, and a spacious family room—providing plenty of space for everyday living and entertaining. The fully finished walkout basement significantly expands the living space and offers versatile room for recreation, hobbies, guests, a home office, or relaxation. A charming stone fireplace adds warmth and character to this lower-level retreat. And the location within the community is hard to beat! You’ll be just a short walk from the main beach, clubhouse, and sports courts. Enjoy an incredible array of private community amenities, including beaches, tennis, basketball and volleyball courts, fishing, swimming, and boating. Bring your boat and embrace the lake lifestyle! With abundant living space, thoughtful updates, desirable community amenities, and a convenient location near the heart of the community, this home offers the perfect blend of space, comfort, recreation, and value. Priced under recent appraisal value.

Highlights

Listed by Lisa M Cox , 5405605711 Colony Realty , 5406620323. Bright MLS

Property Type

Residential

Lot/Acreage
0.26

HOA Fee

156 Monthly

Year Built

1990

County

Frederick

Neighborhood

Lake Holiday Estates

School District

Frederick County Public Schools

Listing ID

VAFV2045152

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Range Hood, Washer, Dryer
Air Cond:Central A/C,Ductless/Mini-Split
Fireplaces:Fireplace - Glass Doors,Stone,Electric,2 Fireplaces
Floor:Carpet,Hardwood,Luxury Vinyl Plank
Above Ground Sq Ft:1896
Below Ground Sq Ft:685
Basement:Fully Finished,Rear Entrance,Connecting Stairway,Daylight,Full,Interior Access,Outside Entrance,Walkout Level,Windows
Other:
  • ▪ Additional:Ceiling Fan(s), Dining Area, Kitchen - Eat-In, Kitchen - Table Space, Recessed Lighting, Walk-in Closet(s), Wood Floors, Breakfast Area, Carpet, Chair Railings, Primary Bath(s), Bathroom - Tub Shower, Stove - Pellet, Formal/Separate Dining Room, No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Trees/Wooded,Not New Construction,Horse Property: No
Garage Capacity:4
Zoning:R5
Roof:Architectural Shingle
Others:
  • ▪ Additional:Beach, Baseball Field, Basketball Courts, Common Grounds, Gated Community, Jog/Walk Path, Picnic Area, Pier/Dock, Security, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges, Club House, Dog Park, Lake, Meeting Room, Pickleball Courts, Party Room, Common Area Maintenance, Management, Reserve Funds, Road Maintenance, Security Gate
Sewer:Public Sewer
Parking Features:Driveway,Off Street,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$1,938
Taxes
$132
HOA
$156

Home Price

$369,900

Loan Details

30 yrs
6.844%

Down Payment

20%
$73,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,937.86

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,937.86 $132.08 $156.00 $2,225.94
Yearly $23,254.30 $1,585.00 $1,872.00 $26,711.30
Total $697,628.90 $47,550.00 $56,160.00 $801,338.90
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Cross Junction, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS