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407 Dogwood Dr , Cross Junction, VA 22625
$384,900
Est. Payment: $2,016.44/mo
3 Bed
2 Bath
2184 Sqft
0.38 Acres
Status: active | Days on site: 98
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House Description

***BACK ON THE MARKET DUE TO BUYER FINANCING FALLING THROUGH!*** GATED LAKE COMMUNITY LIVING ��� VACATION YEAR-ROUND! Welcome to Lake Holiday, where resort-style living meets everyday comfort! This move-in ready 3BR/2BA rancher offers easy one-level living with the added bonus of a partially finished walkout basement—perfect for a rec room, theater, or game-day space, plus unfinished area for storage or future expansion. The kitchen shines with rich cherry cabinetry, granite countertops, and a breakfast bar ideal for gathering. The spacious primary suite features a private bath with a new vanity, and the oversized 2-car garage provides room for your boat, lake gear, or extra storage. Unwind on the covered front porch or entertain on the back deck—your own private retreat. Major updates are already done: new roof & gutters with gutter guards (2020) and new dual-fuel HVAC (2024), along with a new range, hood, and garage door openers. Enjoy life inside this sought-after gated lake community featuring a 240-acre lake, marina, boat ramp, sandy beaches, clubhouse with fitness room, fishing pier, playgrounds, walking trails, sports courts, dog parks, and boat/RV storage. Bring your boat and live the lake life every day!

Highlights

Listed by Lisa M Cox , 5405605711 Colony Realty , 5406620323. Bright MLS

Property Type

Residential

Lot/Acreage
0.38

HOA Fee

156 Monthly

Year Built

1994

County

Frederick

Neighborhood

Lake Holiday Estates

School District

Frederick County Public Schools

Listing ID

VAFV2041130

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Oven/Range - Electric, Refrigerator, Range Hood, Dishwasher, Disposal, Washer, Dryer
Air Cond:Central A/C
Fireplaces:
Floor:Hardwood,Carpet
Above Ground Sq Ft:1456
Below Ground Sq Ft:728
Basement:Interior Access,Full,Partially Finished,Connecting Stairway,Walkout Level,Daylight,Partial,Outside Entrance,Rear Entrance,Windows
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Ceiling Fan(s), Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Kitchen - Eat-In, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Wood Floors, Carpet, No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Boat - Length Limit,Boat - Powered,Canoe/Kayak,Fishing Allowed,Public Access,Swimming Allowed,Waterski/Wakeboard,Not New Construction,Horse Property: No
Garage Capacity:6
Zoning:R5
Roof:Shingle
Others:
  • ▪ Additional:Extensive Hardscape, Exterior Lighting, Very Good, Baseball Field, Basketball Courts, Beach, Club House, Common Grounds, Dog Park, Gated Community, Jog/Walk Path, Lake, Meeting Room, Party Room, Picnic Area, Pier/Dock, Security, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges, Common Area Maintenance, Management, Pier/Dock Maintenance, Reserve Funds, Security Gate
Sewer:Public Sewer
Parking Features:Garage - Front Entry,Inside Access,Attached Garage,Driveway,Off Street,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$2,016
Taxes
$152
HOA
$156

Home Price

$384,900

Loan Details

30 yrs
6.844%

Down Payment

20%
$76,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,016.44

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,016.44 $151.67 $156.00 $2,324.11
Yearly $24,197.29 $1,820.00 $1,872.00 $27,889.29
Total $725,918.80 $54,600.00 $56,160.00 $836,678.80
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Cross Junction, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS