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sales rep | Brivity IDX

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409 Sunset Cir , Cross Junction, VA 22625
$319,900
Est. Payment: $1,675.91/mo
3 Bed
2 Bath
1738 Sqft
0.3 Acres
Status: active | Days on site: 46
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CRT1 - 3334771
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House Description

***Ask about a temporary 1-year interest rate buydown! Must use preferred lender. Call for details and eligibility requirements.*** Welcome to 409 Sunset Circle in Lake Holiday Estates! This well-maintained 3-bedroom, 2-bath split-foyer sits on a great corner lot and is just minutes from the beach and clubhouse. The main level features a spacious living room with hardwood floors and a wood-burning fireplace, along with a dining area and kitchen with hardwood flooring. The kitchen was renovated in 2015 and opens to a large deck, creating an ideal space for grilling, entertaining, or simply enjoying the outdoors. All three bedrooms and the hall full bathroom have been freshly painted and feature brand-new flooring. The lower level offers a large open area with a propane stove and dry bar, providing flexible space for a family room, game room, home office, or whatever fits your needs. A storage shed provides additional space for outdoor equipment and belongings. Additional improvements include upgraded/replaced windows in 2017, HVAC replaced in 2021, and a new water softener. Lake Holiday residents enjoy an impressive array of amenities, including a 240-acre deep-water lake, two sandy beaches, a fishing pier, clubhouse with fitness room, playgrounds, dog parks, walking trails, 24/7 gated security, and available high-speed internet. Bring your boat, enjoy the lake, and take advantage of everything Lake Holiday has to offer!

Highlights

Listed by Christopher W Roszko , 7039437585 Colony Realty , 5406620323. Bright MLS

Property Type

Residential

Lot/Acreage
0.3

HOA Fee

156 Monthly

Year Built

1988

County

Frederick

Neighborhood

Lake Holiday Estates

School District

Frederick County Public Schools

Listing ID

VAFV2044976

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Central A/C
Fireplaces:Wood,1 Fireplace
Floor:Hardwood,Luxury Vinyl Plank
Above Ground Sq Ft:1186
Below Ground Sq Ft:552
Basement:Daylight,Partial,Connecting Stairway,Full,Garage Access,Heated,Improved,Interior Access,Walkout Level,Windows
Water:Public

Exterior Features

Lot:Corner,Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:R5
Others:
  • ▪ Additional:Baseball Field, Basketball Courts, Beach, Club House, Common Grounds, Community Center, Dog Park, Gated Community, Jog/Walk Path, Lake, Meeting Room, Party Room, Pickleball Courts, Picnic Area, Pier/Dock, Security, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges, Common Area Maintenance, Management, Pier/Dock Maintenance, Reserve Funds, Security Gate, Trash, Road Maintenance
Sewer:Public Sewer
Parking Features:Additional Storage Area,Covered Parking,Garage - Front Entry,Inside Access,Attached Garage,Driveway,2+ Spaces,1+ Spaces

Open House

Upcoming Open Houses
Saturday 1:00 pm - 3:00 pm Nov 14
Principal Interest
$1,676
Taxes
$124
HOA
$156

Home Price

$319,900

Loan Details

30 yrs
6.844%

Down Payment

20%
$63,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,675.91

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,675.91 $124.33 $156.00 $1,956.25
Yearly $20,110.97 $1,492.00 $1,872.00 $23,474.97
Total $603,329.24 $44,760.00 $56,160.00 $704,249.24
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Cross Junction, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS