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413 Masters Dr , Cross Junction, VA 22625
$489,900
Est. Payment: $2,566.52/mo
4 Bed
4 Bath
2994 Sqft
0.27 Acres
Status: active | Days on site: 48
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House Description

Welcome to Lake Holiday Estates! This stunning contemporary home offers 2,994 square feet of thoughtfully designed living space, featuring 4 bedrooms, 3.5 baths, and an exceptional setting backing to open common area and parkland. From the moment you step inside, you’ll appreciate the abundance of natural light, skylights, rich wood flooring, and inviting finishes throughout. The heart of the home is the spacious kitchen, featuring a double oven, electric cooktop, built-in microwave, generous center island, breakfast area, and convenient wine storage. The kitchen opens seamlessly to the family room, creating the perfect gathering space for everyday living and entertaining, complete with a cozy fireplace. The main-level primary suite provides a private retreat with a luxurious en-suite bath. Two additional bedrooms offer flexibility for family, guests, or a home office, while the second luxurious primary suite provides an exceptional option for extended family, guests, or additional privacy. Step outside to the beautifully landscaped .27-acre level lot, where an expansive deck with awning provides the perfect setting for morning coffee, outdoor dining, or relaxing while enjoying the peaceful surroundings. The property adjoins public land and backs to open common areas and parkland, creating a wonderful sense of privacy and space. An attached 2-car garage with opener and interior access, paved driveway, ceiling fans, and window treatments add to the home's everyday convenience. Lake Holiday Estates offers an incredible lifestyle with gated access and an impressive array of amenities, including a beach club, fitness center, walking trails just outside your back door, basketball courts, picnic areas, and a dog park. Conveniently located near the community entrance and bus stop, this home combines comfort, privacy, convenience, and resort-style living in one exceptional setting. Come see everything this Lake Holiday home has to offer—you may not want to leave!

Highlights

Listed by Frank Armstrong IV , 5406620323 Colony Realty , 5406620323. Bright MLS

Property Type

Residential

Lot/Acreage
0.27

HOA Fee

156 Monthly

Year Built

1988

County

Frederick

Neighborhood

Lake Holiday Estates

School District

Frederick County Public Schools

Listing ID

VAFV2044730

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Disposal, Microwave, Oven - Double, Oven/Range - Electric, Dishwasher, Cooktop
Air Cond:Central A/C
Fireplaces:2 Fireplaces
Floor:Carpet,Ceramic Tile,Hardwood,Vinyl
Above Ground Sq Ft:2994
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Breakfast Area, Ceiling Fan(s), Combination Kitchen/Living, Family Room Off Kitchen, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Skylight(s), Window Treatments, Wood Floors, Wine Storage
Water:Community,Private/Community Water

Exterior Features

Lot:Adjoins - Public Land,Backs - Open Common Area,Backs - Parkland,Cleared,Front Yard,Landscaping,Level,Open,Rear Yard,Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:R5
Roof:Architectural Shingle
Others:
  • ▪ Additional:Awning(s), Baseball Field, Basketball Courts, Beach, Beach Club, Bike Trail, Boat Ramp, Club House, Common Grounds, Dog Park, Exercise Room, Fitness Center, Gated Community, Jog/Walk Path, Lake, Party Room, Pickleball Courts, Picnic Area, Security, Management, Pier/Dock Maintenance, Reserve Funds, Common Area Maintenance, Health Club
Sewer:Public Sewer
Parking Features:Asphalt Driveway,Paved Driveway,Paved Parking,Garage - Front Entry,Garage Door Opener,Inside Access,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$2,567
Taxes
$196
HOA
$156

Home Price

$489,900

Loan Details

30 yrs
6.844%

Down Payment

20%
$97,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,566.52

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,566.52 $196.33 $156.00 $2,918.86
Yearly $30,798.27 $2,356.00 $1,872.00 $35,026.27
Total $923,948.09 $70,680.00 $56,160.00 $1,050,788.09
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Cross Junction, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS