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886 Middle Fork Rd , Cross Junction, VA 22625
$949,000
Est. Payment: $4,971.69/mo
5 Bed
5 Bath
4582 Sqft
10 Acres
Status: active | Days on site: 115
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House Description

Space, stunning mountain views, and endless possibilities! Enjoy the best of modern country living in this like-new contemporary ranch offering approximately 4,582 finished square feet, 5 bedrooms, 4.5 baths, and a total of 10 scenic acres. The sale includes an additional 5-acre parcel (Tax Map #07-A-3H), already approved for a 4-bedroom home—an exceptional opportunity for a guest house, multigenerational living, a potential investment property, or future expansion, subject to applicable approvals. Recent improvements include septic system pumping in January 2026 and a sump pump battery backup for added peace of mind. Designed for comfortable main-level living, the home features a light-filled, open-concept layout with spacious living and dining areas flowing into a gourmet kitchen with a large island and breakfast seating. A custom gas fireplace creates a striking focal point in the main living area, while the luxurious primary suite offers beautiful mountain views, a cathedral ceiling, barn door entry, and a spa-inspired bath with a soaking tub, separate vanities, and a walk-in shower. Take in the panoramic mountain scenery from the covered concrete front porch or unwind on the covered rear patio, complete with an outdoor gas fireplace for relaxing and entertaining in every season. Thoughtful extras include a dedicated main-level laundry room with a dog wash station, an attached two-car garage, a concrete walkway to the front entrance, and Starlink satellite service. The finished walk-out lower level adds even more flexibility, featuring a full bath and plumbing provisions for a sink, refrigerator, and microwave—ideal for an entertainment area, guest accommodations, or multigenerational living. A second washer and dryer hookup is also available in the basement. With approximately 4,582 finished square feet, breathtaking mountain views, 10 total acres, and a separate parcel approved for a four-bedroom home, this property offers a rare combination of space, versatility, and future potential. Enjoy the privacy of country living with modern comforts already in place. Be sure to explore the attached 3-D tour!

Highlights

Listed by Sheila R Pack , 5402471438 RE/MAX Roots , 5406867362. Bright MLS

Property Type

Residential

Lot/Acreage
10

Year Built

2022

County

Frederick

Neighborhood

None Available

School District

Frederick County Public Schools

Listing ID

VAFV2042676

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Air Cond:Central A/C,Ceiling Fan(s)
Fireplaces:Gas/Propane,2 Fireplaces
Above Ground Sq Ft:2832
Below Ground Sq Ft:1750
Basement:Full,Walkout Stairs,Partially Finished
Other:
  • ▪ Main Floor Bedrooms:3
Water:Well

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:RA
Others:
  • ▪ Additional:Satellite Dish
Sewer:On Site Septic
Parking Features:Garage - Side Entry,Garage Door Opener,Attached Garage,Driveway,2+ Spaces,1+ Spaces
Principal Interest
$4,972
Taxes
$286

Home Price

$949,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$189,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,971.69

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,971.69 $285.92 $0.00 $5,257.60
Yearly $59,660.25 $3,431.00 $0.00 $63,091.25
Total $1,789,807.59 $102,930.00 $0.00 $1,892,737.59
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Cross Junction, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS