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2172 Cottonwood Ln , Culpeper, VA 22701
$355,000
Est. Payment: $1,859.80/mo
3 Bed
4 Bath
2280 Sqft
0.08 Acres
Status: active under contract | Days on site: 4
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RMAX1 - 118866
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House Description

Spacious, Stylish & Move-In Ready—Welcome Home! This beautifully designed 3BR/3.5BA semi-attached home offers the perfect blend of comfort, functionality, and convenience with three levels of living space! Step inside to an inviting floor plan featuring a separate formal dining room, perfect for hosting family gatherings and special occasions. The well-appointed kitchen is the heart of the home, boasting upgraded cabinetry, a center island, spacious pantry, and sunny breakfast area. The kitchen opens seamlessly to the generous living room, creating the perfect space for everyday living, relaxing, and entertaining. Upstairs, the spacious primary suite offers a private retreat complete with a walk-in closet and en-suite full bath. Two additional bedrooms, a full hall bath, and the convenience of upper-level laundry complete the second floor. Need more space? You'll love the finished lower level! Featuring a large family room, private den ideal for working from home, a full bathroom, and a separate storage room, this versatile space offers endless possibilities for guests, hobbies, or entertaining. Enjoy your morning coffee on the cozy covered front porch, unwind in the backyard, and appreciate the convenience of an attached one-car garage. Location, space, and versatility—this home has it all! Just a short drive to historic downtown Culpeper, charming shops, local restaurants, fine dining, and everyday conveniences. Don't miss your opportunity to make this wonderful home yours!

Highlights

Listed by Kelly N Duckett-Corbin , 5402191358 RE/MAX Gateway , 5403411000. Bright MLS

Property Type

Residential

Lot/Acreage
0.08

HOA Fee

110 Quarterly

Year Built

2006

County

Culpeper

Neighborhood

Highpoint Of Culpeper

School District

Culpeper County Public Schools

Listing ID

VACU2015416

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Icemaker, Microwave, Oven/Range - Gas, Refrigerator, Washer
Air Cond:Central A/C
Fireplaces:
Floor:Carpet,Laminate Plank
Above Ground Sq Ft:1580
Below Ground Sq Ft:700
Basement:Connecting Stairway,Daylight,Partial,Fully Finished,Full,Heated,Interior Access,Outside Entrance,Rear Entrance,Poured Concrete,Space For Rooms,Sump Pump,Walkout Stairs
Other:
  • ▪ Additional:Kitchen - Table Space, Dining Area, Primary Bath(s), Window Treatments, Attic, Bathroom - Tub Shower, Breakfast Area, Carpet, Combination Kitchen/Living, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Country, Kitchen - Island, Walk-in Closet(s), No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Front Yard,Landscaping,Level,Rear Yard,Not New Construction,Horse Property: No,In City Limits
Garage Capacity:1
Zoning:RX
Roof:Asphalt
Others:
  • ▪ Additional:Sidewalks, Secure Storage
Sewer:Public Sewer
Parking Features:Paved Driveway,Garage - Front Entry,Inside Access,Off Street,Attached Garage,1+ Spaces
Principal Interest
$1,860
Taxes
$136
HOA
$110

Home Price

$355,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$71,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,859.80

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,859.80 $136.25 $110.00 $2,106.05
Yearly $22,317.59 $1,635.00 $1,320.00 $25,272.59
Total $669,527.60 $49,050.00 $39,600.00 $758,177.60
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Culpeper, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS