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15445 Lake Vista Ln , Culpeper, VA 22701
$715,000
Est. Payment: $3,745.79/mo
4 Bed
5 Bath
2625 Sqft
3 Acres
Status: active | Days on site: 15
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CENT2015 - 3083281,139530
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House Description

**Beautiful 2-Year-Young Colonial on 3 Acres – $10,000 Seller Incentive!** Plat available in documents section. Wide open skies, 3 private acres and a 2024 built Colonial full of upgrades, all with NO HOA. Welcome to 15445 Lake Vista Lane in Culpeper, VA, where country living meets modern comfort. The seller is offering $10,000 toward a rate buydown with an acceptable offer, a real chance to lower your monthly payment on a nearly new home. The curb appeal starts with a stacked stone front, a columned front portico and classic shutters set against an open green lawn. Inside, 9 foot ceilings, luxury vinyl plank floors, recessed lighting and an open layout keep the main level bright and easy to live in. The kitchen is the showpiece. It has quartz countertops throughout, with an oversized quartz island that seats a crowd and hides a built in under counter microwave. Tall maple shaker style cabinets run to the ceiling with crown molding, and every door and drawer is soft close. The stainless steel appliances include a double wall oven, a sleek glass cooktop under a chimney style range hood, and a smart double door refrigerator. A black undermount sink sits below a wide triple window that frames the trees, so even the dishes come with a view. A sliding door leads out to your outdoor living area for morning coffee or evening grilling. All four bedrooms are upstairs, away from the main living space. The walkout lower level already has a finished full bath and an outside entrance, so the rest of the space is ready for a recreation room, home gym, hobby space or future finished living area. The oversized two-car garage has an extra-tall door over 84 inches for trucks and outdoor gear, and the Tesla charger is included. The home has an electric heat pump, central air, a private well and a septic system, and the lot is zoned RA. Weekends here move at a different pace. Mountain Run Lake Park is just minutes away, with fishing, boating and hiking trails. A short drive brings you to historic downtown Culpeper, a small town with loads of character. Davis Street, named one of America’s Great Streets by the American Planning Association, is lined with restored historic buildings, independent shops, local restaurants, pubs and outdoor dining under the oak trees. Spend Saturday morning at the farmers market, catch a summer concert downtown, or explore the wineries and breweries in the surrounding Virginia countryside. A historic Amtrak depot sits right in town. It’s the kind of place where shop owners know your name and the scenery never gets old. A nearly new home with acreage, no HOA, a quartz kitchen and a seller funded $10,000 rate buydown in Culpeper County, subject to applicable loan program guidelines and contract terms. Don't miss this opportunity to enjoy a nearly new home with room to spread out, inside and out! Schedule your private showing today

Highlights

Listed by Whitney C Petrilli , 5408781730 and Kimberly Herrewig , 7035010072 CENTURY 21 New Millennium , 7037537910. Bright MLS

Property Type

Residential

Lot/Acreage
3

Year Built

2024

County

Culpeper

Neighborhood

Mountain Run Lake

School District

Culpeper County Public Schools

Listing ID

VACU2015250

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Dishwasher, Icemaker, Microwave, Refrigerator, Cooktop, Oven - Double, Stainless Steel Appliances, Water Heater
Air Cond:Ceiling Fan(s),Central A/C,Heat Pump(s)
Fireplaces:
Floor:Carpet,Luxury Vinyl Plank
Above Ground Sq Ft:2580
Below Ground Sq Ft:45
Other:
  • ▪ Additional:Bathroom - Stall Shower, Bathroom - Tub Shower, Breakfast Area, Carpet, Ceiling Fan(s), Combination Kitchen/Living, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), No Pet Restrictions, Pets Allowed
Water:Well

Exterior Features

Lot:Backs to Trees,Front Yard,Rear Yard,SideYard(s),Not New Construction,Horse Property: No
Garage Capacity:6
Zoning:RA
Roof:Architectural Shingle
Others:
  • ▪ Additional:Good
Sewer:On Site Septic
Parking Features:Garage - Front Entry,Garage Door Opener,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,746
Taxes
$224

Home Price

$715,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$143,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,745.79

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,745.79 $223.75 $0.00 $3,969.54
Yearly $44,949.51 $2,685.00 $0.00 $47,634.51
Total $1,348,485.17 $80,550.00 $0.00 $1,429,035.17
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Culpeper, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-14T07:10:58.000Z

© 2026 Bright MLS