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sales rep | Brivity IDX

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942 Riverdale Cir , Culpeper, VA 22701
$425,000
Est. Payment: $2,226.52/mo
3 Bed
3 Bath
1772 Sqft
0.22 Acres
Status: active under contract | Days on site: 71
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MTGU2 - 3295078
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House Description

NOW OFFERED AT $425,000 AND************************************************************************************************* Get up to $2,500 with use of preferred lender for closing cost assistance or use funds for a rate buy-down (restrictions apply and not all will qualify, contact listing agent for details) ALSO***************************************************************************** ASSUMABLE VA LOAN AT 6.2%! Take advantage of an existing VA mortgage at a 6.2% interest rate for qualified buyers with full entitlement/eligibility. Contact listing agent for details. This new price adjustment allows the new buyer to add their personal touches and finish the basement if desired. Welcome home to Riverdale! Located in one of the area’s most sought-after neighborhoods, this 3-bedroom, 2.5-bath Colonial seamlessly blends classic architecture with modern style. The main level has an open-concept living space with durable luxury vinyl plank flooring and exceptional natural light. Step through the back doors onto a spacious back porch complete with a cozy gazebo—perfect for entertaining—overlooking a fully fenced yard with an included playset. Upstairs, the luxurious primary suite serves as your private retreat, featuring a walk-in closet and a spa-like bath with a soaking tub, double vanity, and walk-in shower. Two additional generous bedrooms share a full hall bath. For ultimate day-to-day convenience, the laundry room with washer and dryer is located on the bedroom level. Endless Potential Below: The full unfinished basement is ready for your personal touch, complete with rough-in plumbing already in place for a future full bath. This new price adjustment allows the new buyer to add their personal touches and finish the basement if desired.

Highlights

Listed by Pamela Deslauriers , 5402223777 Montague, Miller & Company , 5409486655. Bright MLS

Property Type

Residential

Lot/Acreage
0.22

HOA Fee

125 Quarterly

Year Built

2004

County

Culpeper

Neighborhood

Riverdale

School District

Culpeper County Public Schools

Listing ID

VACU2014570

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Air Cond:Central A/C
Fireplaces:
Floor:Luxury Vinyl Tile,Carpet,Vinyl
Above Ground Sq Ft:1772
Basement:Full
Other:
  • ▪ Additional:Built-Ins, Carpet, Ceiling Fan(s), Crown Moldings, Family Room Off Kitchen, Floor Plan - Open, Pantry, Primary Bath(s), Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Walk-in Closet(s), Water Treat System
Water:Public

Exterior Features

Lot:Backs to Trees,Landscaping,Rear Yard,Road Frontage,Not New Construction,Horse Property: No,In City Limits
Garage Capacity:2
Zoning:R1
Roof:Shingle
Others:
  • ▪ Additional:Extensive Hardscape, Exterior Lighting, Outbuilding(s), Play Equipment, Sidewalks, Very Good, Common Area Maintenance
Sewer:Public Sewer
Parking Features:Asphalt Driveway,Private,Additional Storage Area,Garage - Front Entry,Inside Access,Attached Garage,Driveway,On Street,2+ Spaces,1+ Spaces
Principal Interest
$2,227
Taxes
$165
HOA
$125

Home Price

$425,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$85,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,226.52

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,226.52 $164.92 $125.00 $2,516.44
Yearly $26,718.24 $1,979.00 $1,500.00 $30,197.24
Total $801,547.13 $59,370.00 $45,000.00 $905,917.13
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Culpeper, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS