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11064 Stream Side Ln , Culpeper, VA 22701
$754,900
Est. Payment: $3,954.82/mo
5 Bed
4 Bath
3893 Sqft
10.62 Acres
Status: active | Days on site: 11
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CBE11 - 3070596
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House Description

More room for life. More options for making it happen. Finding a home that fits the way you want to live is one thing. Finding a way to make the numbers work in today's housing market is another. With a new price, an available 2-1 temporary mortgage rate buy-down*, and a $10,000 seller credit toward repairs, this custom-built Culpeper home offers buyers an opportunity to explore both. Set on 10.62 mostly wooded acres approximately 15 minutes from Historic Downtown Culpeper, this 5-bedroom, 3.5-bath home offers a main-level primary suite, finished walk-out basement, two-car garage, and the freedom to enjoy life beyond the walls of the house. Picture mornings with coffee on the deck while the woods slowly come to life. Holidays gathered around the double-sided stone fireplace connecting the kitchen and soaring two-story living room. Dinner parties that begin in the formal dining room and somehow end hours later with everyone still talking around the kitchen island. The kitchen brings everyday function and gathering space together with granite countertops, stainless steel appliances, real wood cabinetry, a center island, and a generous breakfast area. A separate formal dining room provides room for larger celebrations, while the home's open living spaces offer places to reconnect or simply enjoy a quiet evening. The main-level primary suite is designed with the years ahead in mind, featuring a vaulted ceiling, two closets including a walk-in, dual vanities, soaking tub, and separate shower. Upstairs, three spacious bedrooms and a full bath provide room for guests, family, home offices, or changing needs. Downstairs, the finished walk-out basement offers an entirely different kind of flexibility. Two additional living areas, a fifth bedroom, full bathroom, craft room, and abundant storage create possibilities for movie nights, hobbies, recreation, extended visits, or simply having space that doesn't need to serve the same purpose every day. Outside, 10.62 acres invite you to spend more time doing the things you enjoy. Follow wooded trails to the creek, spend weekends hiking or exploring the property, gather on the expansive Trex deck, or enjoy the stone-paver outdoor entertaining area. Approximately one acre surrounding the home is cleared, while the remaining land provides wooded privacy. A long paved driveway, two-car garage, and two additional sheds offer practical space for vehicles, equipment, and outdoor pursuits. Recent improvements include a well pump and garage door (2023), refrigerator, propane tank, and LVP flooring in the primary bedroom and living room (2024), dryer (2025), and French drain and sump pump (2026). And now, there's another reason to explore the possibilities. The 2-1 temporary interest rate buy-down opportunity that may reduce an eligible buyer's mortgage payments during the first two years, along with a $10,000 seller paid credit toward repairs. *(Program eligibility, funding, credit application, and lender approval requirements apply.) This home offers more than five bedrooms and 10.62 acres. It offers room for the people, traditions, hobbies, and experiences that make a house feel like home. Come discover what life in Culpeper, Virginia could look like—and explore the financing options that may help you get there.

Highlights

Listed by Brittani Leigh Hill , 9108853319 Coldwell Banker Elite , 5403730100. Bright MLS

Property Type

Residential

Lot/Acreage
10.62

Year Built

2004

County

Culpeper

Neighborhood

Salem Ridge

School District

Culpeper County Public Schools

Listing ID

VACU2015300

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Exhaust Fan, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
Air Cond:Central A/C,Ceiling Fan(s),Zoned
Fireplaces:Double Sided,Fireplace - Glass Doors,Free Standing,Mantel(s),Screen,Stone,Wood,2 Fireplaces
Floor:Carpet,Hardwood,Luxury Vinyl Plank,Tile/Brick
Above Ground Sq Ft:3893
Basement:Connecting Stairway,Drainage System,Fully Finished,Heated,Improved,Interior Access,Outside Entrance,Poured Concrete,Shelving,Space For Rooms,Sump Pump,Walkout Level,Windows,Workshop
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Crown Moldings, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island, Kitchen - Table Space, Pantry, Primary Bath(s), Recessed Lighting, Stove - Wood, Upgraded Countertops, Wainscotting, Walk-in Closet(s), Wood Floors, No Pet Restrictions, Pets Allowed
Water:Private,Well

Exterior Features

Lot:Adjoins - Open Space,Backs to Trees,Front Yard,Hunting Available,Landscaping,No Thru Street,Not In Development,Private,Rear Yard,SideYard(s),Stream/Creek,Trees/Wooded,Not New Construction,Horse Property: No
Garage Capacity:12
Zoning:RA
Roof:Architectural Shingle
Others:
  • ▪ Additional:Chimney Cap(s), Extensive Hardscape, Gutter System, Outbuilding(s), Secure Storage, Sidewalks, Stone Retaining Walls, Average, Excellent, Good, Very Good
Sewer:Mound System,On Site Septic,Private Septic Tank,Septic < # of BR,Septic Exists
Parking Features:Crushed Stone,Asphalt Driveway,Gravel Driveway,Paved Driveway,Private,Unpaved,Covered Parking,Garage - Front Entry,Inside Access,Attached Garage,Driveway,Off Street,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,955
Taxes
$249

Home Price

$754,900

Loan Details

30 yrs
6.844%

Down Payment

20%
$150,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,954.82

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,954.82 $248.92 $0.00 $4,203.74
Yearly $47,457.88 $2,987.00 $0.00 $50,444.88
Total $1,423,736.30 $89,610.00 $0.00 $1,513,346.30
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Culpeper, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS