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12304 Osprey Ln , Culpeper, VA 22701
$535,000
Est. Payment: $2,802.80/mo
5 Bed
4 Bath
3802 Sqft
0.15 Acres
Status: active | Days on site: 63
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KWR15 - 81184
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House Description

Welcome to 12304 Osprey Lane, a beautifully maintained 4-bedroom, 3.5-bath Colonial nestled in the highly sought-after Three Flags community of Culpeper. Offering approximately 3,802 square feet of living space across three finished levels, this impressive home combines spacious living areas, thoughtful updates, and a peaceful setting in an exceptionally convenient location. Step inside through the grand two-story foyer, where beautiful hardwood flooring extends throughout the main level. The spacious, open floor plan offers formal living and dining rooms, along with a beautifully designed kitchen featuring a center island, newer stainless steel appliances (2022), and a generous breakfast area that flows seamlessly into the light-filled sunroom. Just off the kitchen, the inviting family room is filled with natural light from large rear-facing windows and anchored by a cozy gas fireplace, creating the perfect setting for relaxing evenings or entertaining family and friends. The sunroom provides additional living space and overlooks the backyard and peaceful tree-lined setting. Upstairs, retreat to the expansive primary suite, complete with tray ceiling, a large walk-in closet and luxurious en-suite bath featuring a soaking tub, separate shower, and dual vanities. while three additional generously sized bedrooms share a well-appointed hall bath with dual sinks. For added convenience, the laundry room is also located on the main level and includes a front-load washer & dryer replaced in 2020. The fully finished walk-out lower level provides exceptional flexibility, featuring a very large recreation room with newer LED recessed lighting and plenty of room for a home theater, fitness area, office, game room, or potential fifth bedroom. There is full bathroom on the lower level, and abundant unfinished storage space provides even more possibilities. Outside, enjoy updated hardscaping, mature landscaping, and a beautiful backyard that backs to a peaceful tree-lined setting, offering additional privacy and an ideal space for outdoor entertaining. A two-car garage provides additional parking and storage. Major improvements include an HVAC system replaced in 2020, roof replaced in 2013, and stainless steel kitchen appliances updated in 2022. Residents of Three Flags enjoy desirable community amenities, including a swimming pool, walking trails, and open green spaces. Conveniently located just minutes from historic downtown Culpeper, Routes 29 and 15, shopping, dining, and everyday conveniences, 12304 Osprey Lane offers an exceptional combination of space, comfort, privacy, and location. Beautifully maintained, thoughtfully updated, and ready to welcome its next owner, schedule your private showing today!

Highlights

Listed by Anthony H Lacey , 2404627095 Keller Williams Realty Centre , 4103120000. Bright MLS

Property Type

Residential

Lot/Acreage
0.15

HOA Fee

50 Monthly

Year Built

2005

County

Culpeper

Neighborhood

Three Flags

School District

Culpeper County Public Schools

Listing ID

VACU2014924

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Washer/Dryer Hookups Only, Dishwasher, Disposal, Exhaust Fan, Humidifier, Microwave, Oven/Range - Gas, Refrigerator, Washer - Front Loading, Dryer - Front Loading
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:Heatilator,Mantel(s),Screen,1 Fireplace
Floor:Hardwood
Above Ground Sq Ft:2488
Below Ground Sq Ft:1314
Basement:Sump Pump,Fully Finished,Rear Entrance,Walkout Stairs
Other:
  • ▪ Additional:Breakfast Area, Family Room Off Kitchen, Kitchen - Gourmet, Kitchen - Island, Dining Area, Chair Railings, Crown Moldings, Primary Bath(s), Window Treatments, Wood Floors, Floor Plan - Open
Water:Public

Exterior Features

Lot:Corner,Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:R3
Others:
  • ▪ Additional:Bump-outs, Excellent, Picnic Area, Pool - Outdoor
Sewer:Public Sewer
Parking Features:Paved Driveway,Garage Door Opener,Garage - Front Entry,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$2,803
Taxes
$132
HOA
$50

Home Price

$535,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$107,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,802.80

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,802.80 $131.67 $50.00 $2,984.46
Yearly $33,633.55 $1,580.00 $600.00 $35,813.55
Total $1,009,006.39 $47,400.00 $18,000.00 $1,074,406.39
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Culpeper, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS