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4198 Waterway Dr , Dumfries, VA 22025
$600,000
Est. Payment: $3,143.32/mo
5 Bed
3 Bath
2520 Sqft
0.28 Acres
Status: closed | Days on site: 5
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EXPY20 - 3046730,3286293,3267104
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House Description

Five bedrooms. Golf course views. Original model home. And room to build equity. Welcome to 4198 Waterway Drive, a high-value opportunity in the heart of sought-after Lake Montclair! This original model home offers a spacious layout with all five bedrooms conveniently located upstairs, each generously sized with excellent closet space. The main level delivers plenty of flexibility, starting with a sun-filled dining room featuring a new light fixture and a large front living room with double doors opening to the family room—perfect for creating the layout that works best for you. The kitchen features granite countertops, a brand new low profile microwave and it opens naturally to the breakfast area and family room, complete with a wood-burning fireplace. Step outside to the screened-in porch, where skylights create a bright, comfortable space to enjoy the peaceful golf course setting. There is an attached two car garage with abundant off street parking for guests. Perfect for entertaining a crowd! Upstairs, newer carpet runs throughout, all new ceiling fans and the primary suite offers a separate dressing area with a replacement vanity and double closets. Major systems are already in place with a newer Roof and HVAC replaced in 2019, all replacement windows with newer cordless blind systems. And the basement? Pristine, unfinished, and ready for your vision—an incredible opportunity to add finished living space and build equity over time. All of this in a central Montclair location close to the community's incredible amenities, recreation and lake lifestyle with a 109-acre stocked lake with those sandy beaches, boat ramp, boat storage, fishing piers, playgrounds/tot lots, ball fields, exercise stations, new dog park, 18-hole golf course with full-service Country Club, ...the list goes on! Easy access to I-95 and nearby commuter lots/buses make it easy to commute to DC, the Pentagon, and beyond. Home is currently enrolled in a premium home warranty with the option to transfer to buyer at closing. Ask us about our unique lender partnerships offering BELOW MARKET RATES and lender-paid RATE BUY DOWNS! If you're looking for space, location, privacy, golf views and upside potential, this one deserves a look!

Highlights

Listed by Margaret J Czapiewski , 5712641867 and Renee Conrad , 7037051212 EXP Realty, LLC , 5712641867. Bright MLS

Property Type

Residential

Lot/Acreage
0.28

HOA Fee

75 Monthly

Year Built

1973

County

Prince William

Neighborhood

Country Club/Lake Montclair

School District

Prince William County Public Schools

Listing ID

VAPW2130768

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Stove, Washer
Air Cond:Central A/C
Fireplaces:Wood,Mantel(s),1 Fireplace
Above Ground Sq Ft:2520
Basement:Full
Other:
  • ▪ Additional:Bathroom - Walk-In Shower, Breakfast Area, Ceiling Fan(s), Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Table Space, Skylight(s), Upgraded Countertops
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:5
Zoning:RPC
Others:
  • ▪ Additional:Baseball Field, Basketball Courts, Beach, Bike Trail, Boat Dock/Slip, Boat Ramp, Community Center, Dog Park, Golf Course Membership Available, Jog/Walk Path, Lake, Library, Non-Lake Recreational Area, Picnic Area, Pier/Dock, Pool Mem Avail, Soccer Field, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges, Common Area Maintenance, Pier/Dock Maintenance, Snow Removal
Sewer:Public Sewer
Parking Features:Garage Door Opener,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,143
Taxes
$427
HOA
$75

Home Price

$600,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$120,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,143.32

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,143.32 $426.92 $75.00 $3,645.24
Yearly $37,719.86 $5,123.00 $900.00 $43,742.86
Total $1,131,595.95 $153,690.00 $27,000.00 $1,312,285.95
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Dumfries, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS