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sales rep | Brivity IDX

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3103 Simonson Rd , Farnham, VA 22460
$229,000
Est. Payment: $1,199.70/mo
2 Bed
1 Bath
802 Sqft
0.23 Acres
Status: active | Days on site: 8
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ACGRP1 - 3387405
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House Description

Sunrise over Lancaster Creek, sunset over the Rappahannock River—and a waterfront cottage on Pearson Island to make your own. With Lancaster Creek in your backyard and views of both the river and creek from the screened front and side porch, there’s plenty of reason to pull up a chair and stay awhile. Picture morning coffee with the water in view and evenings watching the sky change colors over the Rappahannock. A private dock and boathouse put boating and fishing just steps from your door. Head out on Lancaster Creek right from your backyard, cast a line close to home, or settle in by the water after a day on the boat. The dock has had recent repairs, adding to the appeal of this waterfront setting. The older cottage has the feel of a longtime fishing retreat, with the opportunity to bring your own ideas and make it a weekend getaway. For someone ready to take on renovations, imagine days spent on the water, supper after a day of fishing, and time to unwind on the screened porch. Looking for another waterfront opportunity nearby? Neighboring 3087 Simonson Rd is also offered for sale separately. There is currently no running water. The well pump may need replacement. Property is being sold AS-IS, WHERE-IS. Buyer to verify water depth.

Highlights

Listed by Dina May , 8045016680 AC Realty Group , 8045870870. Bright MLS

Property Type

Residential

Lot/Acreage
0.23

Year Built

1940

County

Richmond

Neighborhood

None

School District

Richmond County Public Schools

Listing ID

VARV2000676

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Oven/Range - Electric, Refrigerator, Water Heater
Air Cond:Window Unit(s)
Fireplaces:
Floor:Hardwood
Above Ground Sq Ft:802
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Cats OK, Dogs OK, Pets Allowed
Water:Well

Exterior Features

Lot:Private Access,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:1
Zoning:R-1
Roof:Metal
Others:
  • ▪ Additional:Boat Storage, Outbuilding(s)
Sewer:Septic Exists
Parking Features:Attached Carport,1+ Spaces
Principal Interest
$1,200
Taxes
$67

Home Price

$229,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$45,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,199.70

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,199.70 $66.50 $0.00 $1,266.20
Yearly $14,396.42 $798.00 $0.00 $15,194.42
Total $431,892.45 $23,940.00 $0.00 $455,832.45
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Farnham, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T15:13:57.000Z

© 2026 Bright MLS