ASSUMABLE VA LOAN AT 3.125% TO QUALIFIED BORROWERS INCLUDING NON VETERANS. SELLER WOULD PREFER NO GAP LENDER FOR QUICK CLOSING.SELLER DOES NOT NEED TO KEEP THE VA ENTITLEMENT. SEE VIRTUAL TOUR AND FLOOR PLAN!!! LOCATION, LOCATION, LOCATION! Spacious and open living in this custom brownstone located in the heart of downtown Fredericksburg. The beautiful wood front door with a glass panel allows an abundance of light into the foyer. Entering the front foyer, you have a ground level bedroom suite with bath and access to the off-street two-car garage, pre-wired for an electric vehicle charging station. The entire house, foyer, stairwell, hallways, and dining room all have shaker style wainscoting and colonial hardwood floors. Extra-large beautiful gourmet custom kitchen with walk-in pantry has upgraded cabinets to ceiling, Carrara marble countertops and backsplash, commercial grade 6 burner Wolf gas stove with a pot filler waterspout, large center island with sink, seating and storage. The family room - dining room is gorgeous with built in shelves on each side of the fireplace, a beautiful, coiffured ceiling, opens to balcony patio through large French doors with transoms. This patio oasis is complete with a gas grill hook up and lighting. On the same level, a private study or living room with transomed, four panel French doors open to a wide Juliet balcony. The primary suite on the upper level has tray ceilings, large walk-in closet, a primary bath with pocket door and an oversized walk-in shower and double vanity, a transomed French door to Juliet balcony. Washer and dryer located on the same level for convenience. Other noticeable features include plantation shutters and shades, high ceilings with skylight, recessed lighting, fans, and crown moldings and wired for security systems. HVAC with built in humidifier, tankless hot water heater. City living with a short walk to shops, restaurants, galleries. Walking distance to Amtrack VRE train station for easy commuting and travel.