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7527 Sterling Dr , Fredericksburg, VA 22407
$469,000
Est. Payment: $2,457.03/mo
4 Bed
3 Bath
1952 Sqft
0.29 Acres
Status: active | Days on site: 51
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CENT2001 - 3113253,3383254
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House Description

Four bedrooms, a fenced corner lot, and major improvements already completed—including a 2025 roof. Offered at $469,000, with a potential 2.75% VA assumption for qualified, eligible buyers. This one-of-a-kind Colonial combines classic charm, modern updates, and an exceptional location on a large, level corner lot. From the inviting front porch and fresh landscaping to the private, fully fenced backyard, expansive deck, storage shed, and 2-car garage, this home offers wonderful indoor and outdoor spaces. Step inside to discover beautiful hardwood flooring, luxury vinyl tile, a separate dining room, stainless steel appliances, fresh interior paint, and an impressive primary suite featuring a spacious bedroom and bath with dual sinks. Triple-pane tinted windows provide added privacy, security, and energy efficiency. Smart-home upgrades include thermostats, front-door locks, and a smart garage-door opener. Major improvements provide added value and peace of mind, including HVAC replaced in 2021, NEW ROOF in 2025, professionally encapsulated crawl space in 2026, triple-pane windows installed in 2018, attic insulation replaced in 2018, and fencing installed in 2017. And here's an opportunity VA buyers won't want to overlook: the seller has an assumable VA mortgage for a qualified VA-eligible buyer, with an approximate $335,000 balance at an incredible 2.75% interest rate, subject to lender/VA approval and qualification. Enjoy a quiet neighborhood with a low HOA while remaining conveniently located near shopping, restaurants, everyday conveniences, and a nearby weekend farmers market. This home offers the space, updates, location, and financing opportunity buyers are looking for. Come experience it in person; you won't want to miss this one! The home is being sold As-Is; the seller is open to buyer home inspections.

Highlights

Listed by Jennifer Hernandez , 2023392511 and Nicholas Andrew Denton , 2762748130 CENTURY 21 New Millennium , 7039224010. Bright MLS

Property Type

Residential

Lot/Acreage
0.29

HOA Fee

150 Annually

Year Built

2000

County

Spotsylvania

Neighborhood

Ashleigh Park

School District

Spotsylvania County Public Schools

Listing ID

VASP2045970

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Icemaker, Microwave, Refrigerator, Stove, Washer, Water Heater
Air Cond:Ceiling Fan(s),Central A/C,Heat Pump(s)
Fireplaces:1 Fireplace
Above Ground Sq Ft:1952
Other:
  • ▪ Additional:Ceiling Fan(s), Chair Railings, Dining Area, Kitchen - Table Space, Primary Bath(s), Window Treatments, Wood Floors
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:RU
Others:
  • ▪ Additional:Exterior Lighting
Sewer:Public Sewer
Parking Features:Asphalt Driveway,Garage - Front Entry,Attached Garage,Driveway,Off Street,2+ Spaces,1+ Spaces
Principal Interest
$2,457
Taxes
$278
HOA
$150

Home Price

$469,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$93,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,457.03

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,457.03 $278.33 $150.00 $2,885.36
Yearly $29,484.36 $3,340.00 $1,800.00 $34,624.36
Total $884,530.83 $100,200.00 $54,000.00 $1,038,730.83
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Fredericksburg, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS