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3 Bellamy Ln , Fredericksburg, VA 22406
$658,500
Est. Payment: $3,449.80/mo
6 Bed
4 Bath
3956 Sqft
0.28 Acres
Status: active | Days on site: 27
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ROGKP1 - 68170
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House Description

OPEN HOUSE SUNDAY - 11/15 12PM-2PM! 6 BEDROOMS - 3.5 BATHS - 3,956 FINISHED SQ FT - EXTENSIVELY RENOVATED IN 2026! Located in Hartwood's sought-after Cardinal Forest community, SCHOOLS: NEW HARTWOOD HS, Gayle Middle & the NEW FALLS RUN ES - ONE-OWNER brick-front Colonial sits on a .28-acre lot and has been extensively updated from the floors to the ceilings - including windows, roof, HVAC systems, flooring, paint and more! The main level showcases 2 Story Foyer w/NEW picture window showcasing a simplistic but beautiful mat black chandelier that enhances the crown molding that encases the foyer ciling and upper hallway. Entire main level boasts newly sanded and stained oak hardwood floors throughout, including the cascading staircase. Updated kitchen features dovetailed cabinetry, granite countertops, gorgeous pendant lighting and updated appliances. Step down into the light filled spacious 20' x 18' family room with gas fireplace (accent windows) and mantel - all with beautifully refinished oak flooring. Upstairs features new carpet, custom paint and generously sized bedrooms with plenty of room for larger furnishings. The 26'X17' Primary Suite offers cathedral ceilings, new windows and TWO x-large walk-in closets. The light-filled Primary Bath has been beautifully renovated with marble and tile finishes, including a spacious marble and tile shower with glass door, stand-alone soaking tub, double vanity and brushed-gold hardware. The updated upper-level hall bath features a double vanity with marble countertop and a tub/shower combination. The finished walkout lower level offers LVP flooring, TWO LEGAL BEDROOMS—both with walk-in or large closets—an updated full bath with ceramic tile flooring, additional storage, and a spacious recreation room with wet bar and hookup for a refrigerator and microwave. Walk directly out and up to the fenced backyard and spacious deck. Additional features include a 20' x 21' dual door garage (420 sq ft), fenced backyard and 324sqft deck. 2026 UPDATES INCLUDE: HVAC System | Windows | Refinished Hardwood Floors | New Carpet | LVP Flooring | Kitchen Updates | Renovated Bathrooms | Interior & Exterior Paint | Landscaping—and more! Roof (2018) Kitchen Appliances (2023, 2025) CARDINAL FOREST AMENITIES: Outdoor Swimming Pool | Tennis Courts | Community Center | Tot Lots & Playgrounds | Walking & Open Spaces | Trash Removal | Snow Removal. (SEE VIDEO FOR MORE EXTERIOR/INTERIOR - HARTWOOD'S GOLF COURSE "The Gauntlet" located in CURTIS PARK w/Public Pool, Picnic Grounds, Skateboard Park, Fishing & Boating/Canoeing on Curtis Lake! WELCOME TO HARTWOOD, VA - South Stafford!

Highlights

Listed by Patricia M Gonzalez , 5402269449 Realty One Group Key Properties , 5404402126. Bright MLS

Property Type

Residential

Lot/Acreage
0.28

HOA Fee

229 Quarterly

Year Built

1999

County

Stafford

Neighborhood

Cardinal Forest

School District

Stafford County Public Schools

Listing ID

VAST2053322

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Air Cleaner, Built-In Microwave, Oven/Range - Gas, Dishwasher, Disposal, Exhaust Fan, Refrigerator, Washer/Dryer Hookups Only, Water Heater
Floor:Ceramic Tile,Hardwood,Carpet
Above Ground Sq Ft:2786
Below Ground Sq Ft:1170
Basement:Full,Fully Finished,Interior Access,Rear Entrance,Sump Pump,Walkout Stairs,Windows
Other:
  • ▪ Additional:Attic, Bathroom - Soaking Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Carpet, Ceiling Fan(s), Chair Railings, Crown Moldings, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Wet/Dry Bar, Air Filter System, Breakfast Area, Kitchen - Table Space, Wood Floors, No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Front Yard,Landscaping,Partly Wooded,Rear Yard,SideYard(s),Sloping,Not New Construction,Horse Property: No
Garage Capacity:8
Zoning:R1
Roof:Shingle
Others:
  • ▪ Additional:Exterior Lighting, Excellent, Basketball Courts, Club House, Pool - Outdoor, Tennis Courts, Tot Lots/Playground, Common Area Maintenance, Management, Recreation Facility, Pool(s), Road Maintenance, Snow Removal, Trash
Sewer:Public Sewer
Parking Features:Asphalt Driveway,Private,Garage - Front Entry,Garage Door Opener,Inside Access,Attached Garage,Driveway,Off Street,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces

Open House

Upcoming Open Houses
Sunday 12:00 pm - 2:00 pm Nov 15
Principal Interest
$3,450
Taxes
$423
HOA
$229

Home Price

$658,500

Loan Details

30 yrs
6.844%

Down Payment

20%
$131,700
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,449.80

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,449.80 $423.08 $229.00 $4,101.88
Yearly $41,397.55 $5,077.00 $2,748.00 $49,222.55
Total $1,241,926.55 $152,310.00 $82,440.00 $1,476,676.55
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Fredericksburg, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS