Open House: Saturday, November 14, from 2:30 PM to 4:00 PM PRICE IMPROVEMENT / INCREDIBLE BUYER INCENTIVE: RARE ASSUMABLE FHA LOAN at 2.75%! Stop scrolling—this is the opportunity your buyers have been waiting for. The seller holds an assumable FHA loan at a phenomenal low interest rate, giving qualified buyers a rare chance to lock in drastically lower monthly payments in today's market. Nestled on a beautifully landscaped, private 0.59-acre lot in Chancellor Crossing, this stunning 4-bedroom, 3.5-bathroom Colonial offers over 4,000 finished square feet across three well-designed levels. Step inside to gleaming floors, sun-filled living spaces, a warm brick fireplace, and a gourmet-ready kitchen setup.The Space & Potential: Enjoy modern finishes throughout, plus a versatile daylight lower level featuring 80% finished space (perfect for a media lounge, gym, or home office) and an expansive unfinished storage/workshop area with a 3-piece rough-in for a future bath—offering instant equity potential! The Outdoors & Location: Step outside to your sprawling, private backyard oasis complete with a 2-car attached garage. Perfectly positioned in Spotsylvania with lightning-quick access to I-95, local shopping, dining, and historic downtown Fredericksburg. Schedule your private tour today—homes with this financing rarely stay on the market long!