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1111 Sophia St , Fredericksburg, VA 22401
$1,400,000
Est. Payment: $7,334.42/mo
4 Bed
5 Bath
3460 Sqft
0.29 Acres
Status: pending | Days on site: 71
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BELC1 - 3020803
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House Description

$450,000 PRICE IMPROVEMENT FROM THE ORIGINAL LIST PRICE! Now is the time to take advantage of this exceptional opportunity to own a luxury waterfront home in downtown Fredericksburg. Offering more than 3,400 finished square feet, this distinctive residence is ideally situated along the Rappahannock River on Sophia Street, just a short walk from the shopping, dining, entertainment, and charm of historic downtown Fredericksburg. From the moment you arrive, the home makes an impression with its expansive driveway, multi-car garage, standing-seam metal roof, HardiePlank siding, custom brickwork, and striking architectural details. Outdoor living is equally impressive, with a large covered front porch, expansive rear deck, covered patio, and a private balcony off the upper-level primary suite—all positioned to take advantage of beautiful river views and views toward historic Chatham Manor. Inside, more than 60 windows fill the home with natural light and showcase the surrounding scenery. An interior elevator provides convenient access from the garage to the upper levels. Just off the foyer, French doors open to a spacious main-level bedroom or private study featuring a tray ceiling, recessed lighting, ceiling fan, walk-in closet, and adjoining full bath with quartz vanity, custom tile, and frameless glass shower. The main living level was designed for both everyday comfort and entertaining. Crown molding and custom trim carry throughout the open-concept living spaces, while the rear of the home opens to impressive views of the Rappahannock. The gourmet kitchen features quartz countertops, a large center island with breakfast bar, high-end KitchenAid appliances, a double-bowl farmhouse sink with gourmet faucet, upgraded cabinetry with modern black hardware, white subway tile backsplash, and a combination of recessed and pendant lighting. A spacious dining area provides plenty of room for gatherings, while the adjoining living room features a coffered ceiling, recessed lighting, an oversized ceiling fan, abundant windows, and sliding glass doors leading to the rear deck. Upstairs, the primary suite offers a private waterfront retreat with panoramic windows, recessed lighting, dual ceiling fans, a spacious walk-in closet with custom built-in storage, and direct access to a private balcony overlooking the Rappahannock. The luxurious ensuite bath includes dual quartz vanities, an oversized walk-in shower with frameless glass and rain shower, a separate modern soaking tub, custom tilework, ceramic tile flooring, and a private water closet. The upper level also includes a convenient laundry room, elevator access, a spacious bonus area, and additional generously sized bedrooms with walk-in closets and private full baths featuring custom tilework and ceramic tile flooring. With waterfront living, an interior elevator, multiple outdoor living spaces, exceptional views, and the convenience of downtown Fredericksburg just moments away, this is a truly distinctive opportunity. Schedule your private showing today. Some photos are virtually staged.

Highlights

Listed by Alexander L Belcher , 5403009669 Belcher Real Estate, LLC. , 5403009669. Bright MLS

Property Type

Residential

Lot/Acreage
0.29

Year Built

2025

County

Fredericksburg City

Neighborhood

Downtown Fredericksburg

School District

Fredericksburg City Public Schools

Listing ID

VAFB2010854

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Dishwasher, Icemaker, Instant Hot Water, Microwave, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliances, Water Dispenser, Water Heater - Tankless, Washer, Dryer
Air Cond:Central A/C,Ceiling Fan(s)
Fireplaces:
Floor:Ceramic Tile,Hardwood
Above Ground Sq Ft:3460
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Built-Ins, Ceiling Fan(s), Crown Moldings, Dining Area, Elevator, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Bathroom - Tub Shower, Upgraded Countertops, Wainscotting, Walk-in Closet(s), Wood Floors, Attic, Bathroom - Walk-In Shower, Bathroom - Soaking Tub, Chair Railings, Entry Level Bedroom, Formal/Separate Dining Room, Kitchen - Eat-In, Recessed Lighting
Water:Public

Exterior Features

Lot:Front Yard,Premium,SideYard(s),Horse Property: No,Waterfront,In City Limits
Garage Capacity:3
Zoning:R-2
Roof:Metal
Others:
  • ▪ Additional:Extensive Hardscape, Exterior Lighting, Sidewalks, Street Lights, Excellent
Sewer:Public Sewer
Parking Features:Concrete Driveway,Lighted Parking,Paved Driveway,Paved Parking,Built In,Garage - Side Entry,Garage Door Opener,Oversized,Attached Garage,Driveway,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$7,334
Taxes
$256

Home Price

$1,400,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$280,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,334.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,334.42 $255.92 $0.00 $7,590.33
Yearly $88,013.02 $3,071.00 $0.00 $91,084.02
Total $2,640,390.54 $92,130.00 $0.00 $2,732,520.54
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Fredericksburg, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS