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626 Stuart St , Fredericksburg, VA 22401
$479,999
Est. Payment: $2,514.65/mo
3 Bed
3 Bath
1549 Sqft
0.06 Acres
Status: active under contract | Days on site: 9
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CLNV1 - 3013220,3316547
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House Description

Distinctive charm, thoughtful updates, and inviting outdoor spaces come together at 626 Stuart Street! Located in downtown Fredericksburg, this three-bedroom, two-and-a-half-bath home welcomes you with Victorian-inspired architectural details and an attached one-car garage. Inside, bamboo flooring and custom wood accents add warmth and character, while the kitchen features granite countertops, stainless steel appliances, and an island ideal for meal preparation and gathering. The adjoining dining and living spaces create an easy flow for everyday living and entertaining, with a gas fireplace adding a cozy finishing touch. The primary suite offers two deep closets and a private bath with a jetted tub and a vanity updated in 2026. Three-zone heating adds everyday comfort and convenience. Enjoy morning coffee or unwind in the screened porch overlooking the fenced backyard. A patio with drainage, a retaining wall, and refreshed garden areas create an inviting outdoor setting, while a dedicated side dog run with artificial turf adds a practical feature for pet owners. Recent improvements include refreshed exterior paint, interior painting, a new attic fan in 2025, and exterior front-step repairs in 2026. With memorable architectural character, comfortable living spaces, and a downtown Fredericksburg location, this home is ready for its next chapter.

Highlights

Listed by Mercy F Lugo-Struthers , 7038616510 and Ella Kay Contreras , 7033048644 Casals Realtors , 7033483911. Bright MLS

Property Type

Residential

Lot/Acreage
0.06

Year Built

2005

County

Fredericksburg City

Neighborhood

Elmhurst

School District

Fredericksburg City Public Schools

Listing ID

VAFB2011302

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Washer/Dryer Hookups Only, Dishwasher, Disposal, Dryer, Dryer - Front Loading, Exhaust Fan, Microwave, Refrigerator, Stove, Washer, Washer - Front Loading, Water Heater
Air Cond:Central A/C,Ceiling Fan(s)
Fireplaces:Gas/Propane,1 Fireplace
Above Ground Sq Ft:1549
Other:
  • ▪ Additional:Family Room Off Kitchen, Kitchen - Table Space, Primary Bath(s), Upgraded Countertops, Crown Moldings, Window Treatments, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Bathroom - Tub Shower, Wood Floors, Cats OK, Dogs OK, Pets Allowed
Water:Public

Exterior Features

Lot:Cleared,Not New Construction,Horse Property: No,In City Limits
Garage Capacity:1
Zoning:R4
Others:
  • ▪ Additional:Sidewalks
Sewer:Public Sewer
Parking Features:Concrete Driveway,Garage - Front Entry,Inside Access,Driveway,Attached Garage,1+ Spaces
Principal Interest
$2,515
Taxes
$297

Home Price

$479,999

Loan Details

30 yrs
6.844%

Down Payment

20%
$96,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,514.65

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,514.65 $296.83 $0.00 $2,811.49
Yearly $30,175.83 $3,562.00 $0.00 $33,737.83
Total $905,274.87 $106,860.00 $0.00 $1,012,134.87
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Fredericksburg, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS