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1603 Gayle Terrace , Fredericksburg, VA 22401
$599,990
Est. Payment: $3,143.27/mo
5 Bed
4 Bath
4384 Sqft
0.15 Acres
Status: active under contract | Days on site: 76
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NSTR1 - 99356
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House Description

Welcome to 1603 Gayle Terrace in the Village of Idlewild. This spacious home offers four bedrooms on the upper level, plus an additional bedroom in the finished lower level, providing plenty of flexibility for guests, a home office, or additional living space. The entire home has just been freshly painted, giving it a clean, move-in-ready feel. Wood flooring runs throughout the home, and the finished basement, completed in 2022, adds a substantial amount of usable space. One of the highlights is the dedicated home theater, perfect for movie nights or entertaining. The home has been well maintained with updates over the years, including tile in 2018, wood flooring in 2019, and HVAC and water heater replacements in 2024. Conveniently located near downtown Fredericksburg, VRE, shopping, dining, and commuter routes while enjoying everything the established Idlewild community has to offer. This meticulously maintained, stunning home is designed for comfort and luxurious living! The bright, open floor plan welcomes you into a spacious main level featuring a formal living room, family room, dining room, dedicated home office, convenient half bath. Upstairs, discover four generous bedrooms and two full baths. The fully finished basement offers fantastic entertainment space, complete with a private home theater, flexible office/rec area, an additional bedroom, and a full bath. Every detail of this huge, warm, and inviting property makes you feel right at home. A must-see—don't miss out!

Highlights

Listed by Debbie S Maxam , 5404556721 Nest Realty Fredericksburg , 8003256378. Bright MLS

Property Type

Residential

Lot/Acreage
0.15

HOA Fee

135 Monthly

Year Built

2006

County

Fredericksburg City

Neighborhood

Idlewild

School District

Fredericksburg City Public Schools

Listing ID

VAFB2010992

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Exhaust Fan, Icemaker, Microwave, Oven - Double, Oven - Wall, Cooktop, Refrigerator
Air Cond:Central A/C
Fireplaces:1 Fireplace
Floor:Hardwood
Above Ground Sq Ft:3184
Below Ground Sq Ft:1200
Basement:Fully Finished
Other:
  • ▪ Additional:Bathroom - Tub Shower, Breakfast Area, Butlers Pantry, Ceiling Fan(s), Central Vacuum, Chair Railings, Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Crown Moldings, Dining Area, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Galley, Walk-in Closet(s), Wet/Dry Bar, Kitchen - Gourmet, Primary Bath(s)
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Garage Capacity:2
Zoning:PDR
Roof:Pitched,Asphalt,Shingle
Others:
  • ▪ Additional:Very Good
Sewer:Public Sewer
Parking Features:Garage Door Opener,Detached Garage,2+ Spaces,1+ Spaces
Principal Interest
$3,143
Taxes
$375
HOA
$135

Home Price

$599,990

Loan Details

30 yrs
6.844%

Down Payment

20%
$119,998
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,143.27

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,143.27 $374.83 $135.00 $3,653.10
Yearly $37,719.24 $4,498.00 $1,620.00 $43,837.24
Total $1,131,577.09 $134,940.00 $48,600.00 $1,315,117.09
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Fredericksburg, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS