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12537 Josephine Ln , Fredericksburg, VA 22407
$874,900
Est. Payment: $4,583.49/mo
4 Bed
4 Bath
3634 Sqft
2.06 Acres
Status: active | Days on site: 44
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BELC1 - 3020803
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House Description

Completed in 2025, this exceptional Colonial-style home offers the perfect balance of modern luxury, thoughtful design, and peaceful living on a beautifully situated 2.06-acre lot. Attractive vinyl siding with stone accents, architectural bump-outs, custom retaining walls, and two spacious decks overlooking the private backyard create impressive curb appeal and inviting outdoor spaces for entertaining or unwinding. Inside, you'll find an open, light-filled floor plan enhanced by upgraded water- and fire-resistant SPC luxury vinyl plank flooring, crown molding, and recessed lighting throughout. Designed for both everyday living and entertaining, the gourmet kitchen is a true centerpiece, featuring stainless steel appliances, granite countertops, and two oversized islands that provide abundant workspace and seating. The kitchen flows effortlessly into the spacious family room, where a striking corner gas fireplace with glass doors creates a warm and inviting gathering space. The home offers four generously sized bedrooms and three-and-a-half bathrooms, including an expansive primary suite designed as a private retreat. Relax in the sitting area with your favorite book or enjoy a quiet evening watching television. The luxurious ensuite bath features a soaking tub, a large walk-in shower, dual vanities, and a spacious walk-in closet. Each additional bedroom offers generous closet space and abundant natural light. Formal and casual dining options include an elegant dining room for special occasions and a bright breakfast area for everyday meals. Upstairs, a large bonus family room provides the perfect space for movie nights, a playroom, a home office, or an additional lounge area. Need more room? The unfinished walkout basement opens to a custom patio and endless possibilities for future expansion, whether you envision a recreation room, home gym, workshop, guest suite, or additional living space. Practicality meets convenience with an oversized three-car attached garage, generous driveway parking, and ample storage throughout the home. Located in the desirable Riverbend High School district, this property offers easy access to parks, shopping, dining, and everyday conveniences while maintaining the privacy and tranquility of a wooded homesite. More than just a beautiful new home, this is a place where luxury, comfort, and functionality come together to create an exceptional lifestyle. Schedule your private tour and experience everything this remarkable property has to offer. Some photos are virtually staged.

Highlights

Listed by Alexander L Belcher , 5403009669 Belcher Real Estate, LLC. , 5403009669. Bright MLS

Property Type

Residential

Lot/Acreage
2.06

HOA Fee

1000 Annually

Year Built

2025

County

Spotsylvania

Neighborhood

None Available

School District

Spotsylvania County Public Schools

Listing ID

VASP2046104

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Cooktop, Dishwasher, Icemaker, Range Hood, Refrigerator, Stainless Steel Appliances, Washer/Dryer Hookups Only, Water Dispenser, Water Heater
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:Fireplace - Glass Doors,Gas/Propane,Mantel(s),2 Fireplaces
Floor:Ceramic Tile,Luxury Vinyl Plank
Above Ground Sq Ft:3634
Basement:Connecting Stairway,Daylight,Partial,Full,Interior Access,Outside Entrance,Rear Entrance,Rough Bath Plumb,Space For Rooms,Walkout Level
Other:
  • ▪ Additional:Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Ceiling Fan(s), Combination Kitchen/Dining, Crown Moldings, Dining Area, Double/Dual Staircase, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-in Closet(s)
Water:Private,Well

Exterior Features

Lot:Backs to Trees,Corner,Premium,Horse Property: No
Garage Capacity:3
Zoning:R-1
Roof:Shingle
Others:
  • ▪ Additional:Bump-outs, Exterior Lighting, Sidewalks, Stone Retaining Walls, Excellent, Common Area Maintenance
Sewer:Septic Exists
Parking Features:Asphalt Driveway,Lighted Parking,Paved Driveway,Paved Parking,Built In,Garage - Side Entry,Garage Door Opener,Inside Access,Oversized,Attached Garage,Driveway,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$4,583
Taxes
$452
HOA
$1,000

Home Price

$874,900

Loan Details

30 yrs
6.844%

Down Payment

20%
$174,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,583.49

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,583.49 $452.15 $1,000.00 $6,035.64
Yearly $55,001.85 $5,425.79 $12,000.00 $72,427.64
Total $1,650,055.49 $162,773.70 $360,000.00 $2,172,829.19
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Fredericksburg, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS