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1606 Charles St , Fredericksburg, VA 22401
$749,900
Est. Payment: $3,928.63/mo
3 Bed
3 Bath
2552 Sqft
0.15 Acres
Status: active | Days on site: 189
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CBE4 - 3016396
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House Description

A renewed opportunity to make this exceptional property your own. The home is returning to the market solely due to the previous buyer’s home sale contingency. All inspections and the appraisal were successfully completed and satisfactory, allowing the next buyer to move forward with added confidence. Completely renovated and expanded in 2025, this stunning 3-bedroom, 2.5-bath residence offers approximately 2,552 square feet of finished above-grade living space, plus a 560-square-foot unfinished basement with excellent potential for future expansion. Situated on a 0.15-acre, flat, fenced lot in Downtown Fredericksburg, this home delivers modern design, quality craftsmanship, and turnkey convenience. A brick walkway leads to the covered front porch, creating a welcoming entry. Inside, original hardwood flooring has been preserved in the original structure, while the thoughtfully designed addition features hardwood plank flooring—seamlessly blending the home’s original footprint with its expanded living areas. The entry foyer includes a coat closet and staircase to the upper level. To the right, a flexible front room currently used as an office may also serve as a traditional living room. The adjacent family room offers the option for a formal dining space, while the open-concept kitchen provides ample room for both a dining area and casual family living. A half bath is conveniently located in the hallway before the kitchen. The gourmet kitchen anchors the home and features 10’ ceilings, hardwood plank flooring, white cabinetry with soft-close drawers, kitchen island, granite countertops, stainless steel appliances, a white subway tile backsplash, recessed lighting, ceiling fan, and a walk-in pantry. A sliding glass door with a transom window above fills the space with natural light and opens to the fenced backyard. Upstairs, the centrally located laundry room adds everyday convenience. The oversized primary suite includes hardwood plank flooring, a ceiling fan, walk-in closet, and a well-appointed primary bath with tile flooring, dual vanities, soaking tub, and a walk-in tiled shower. Two additional bedrooms with original hardwood flooring, ceiling fans, and closets share a hall bath featuring tile flooring, an oversized dual-sink vanity, and a walk-in shower finished with white subway tile. The extensive 2025 renovation includes ALL-NEW plumbing, electrical, HVAC, siding, windows, fence, and roof, providing peace of mind and true move-in-ready living. From its fully renovated interior and thoughtfully designed addition to its unbeatable proximity to downtown dining and shopping, parks, walking trails and commuter routes, this home delivers comfort, flexibility, and convenience in one complete package. A turn-key opportunity for buyers seeking space, location, and a beautiful home!

Highlights

Listed by Charlotte F Rouse , 5404199206 Coldwell Banker Elite , 5407352600. Bright MLS

Property Type

Residential

Lot/Acreage
0.15

Year Built

1914

County

Fredericksburg City

Neighborhood

None Available

School District

Fredericksburg City Public Schools

Listing ID

VAFB2009494

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Air Cond:Central A/C
Fireplaces:
Floor:Hardwood,Luxury Vinyl Plank,Ceramic Tile
Above Ground Sq Ft:2552
Basement:Unfinished
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Zoning:R4
Others:
  • ▪ Additional:Excellent
Sewer:Public Sewer
Parking Features:On Street
Principal Interest
$3,929
Taxes
$467

Home Price

$749,900

Loan Details

30 yrs
6.844%

Down Payment

20%
$149,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,928.63

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,928.63 $466.67 $0.00 $4,395.30
Yearly $47,143.54 $5,600.00 $0.00 $52,743.54
Total $1,414,306.33 $168,000.00 $0.00 $1,582,306.33
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Fredericksburg, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS