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1903 Charles St , Fredericksburg, VA 22401
$409,900
Est. Payment: $2,147.41/mo
3 Bed
2 Bath
1600 Sqft
0.12 Acres
Status: active under contract | Days on site: 53
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House Description

There is something special about a home with nearly a century of stories behind its walls, and 1903 Charles Street brings that character together with a location that puts so much of Fredericksburg within easy reach. This three-bedroom, two-full-bath home is filled with the craftsmanship that gives older homes their unmistakable charm, including natural hardwood floors, beautiful millwork, graceful archways, and details you simply don't find in most newer construction. The spacious kitchen offers custom cabinetry extending to the ceiling, built-in shelving, a roomy pantry, and space for casual dining, while a separate dining room provides another place to gather. An attached suite adds tremendous versatility with its own living area with double doors to the patio, an additional room with two closets, and access to the back deck. There is also a flexible rear office that could easily serve as a hobby room, guest space, or additional sitting area. Out back, the fenced yard offers plenty of usable space along with a uniquely designed deck with room for seating, grilling, and outdoor dining. A rear porch surrounded by large windows and sliding glass doors creates another wonderful space to enjoy the backyard and changing seasons. Off-street parking is another welcome bonus, especially this close to downtown. And the location is one of the best parts. Downtown Fredericksburg, local parks, the canal path and its walking trails, shopping, dining, the VRE, Mary Washington Hospital, and the Rappahannock River are all nearby, making it easy to enjoy everything this historic city has to offer. A partial roof replacement was completed in 2025. Lovingly held by the same family for generations, 1903 Charles Street is a home with genuine history, warmth, and character, ready for someone new to make it part of their own Fredericksburg story.

Highlights

Listed by Amy Cherry Taylor , 5408457619 Porch & Stable Realty, LLC , 5406322824. Bright MLS

Property Type

Residential

Lot/Acreage
0.12

Year Built

1924

County

Fredericksburg City

Neighborhood

None Available

School District

Fredericksburg City Public Schools

Listing ID

VAFB2011056

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer, Dryer, Cooktop, Refrigerator, Stove
Air Cond:Ceiling Fan(s),Window Unit(s)
Fireplaces:
Floor:Hardwood,Laminated
Above Ground Sq Ft:1600
Basement:Interior Access
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Ceiling Fan(s), 2nd Kitchen, Bathroom - Tub Shower, Built-Ins, Chair Railings, Crown Moldings, Dining Area, Entry Level Bedroom, Formal/Separate Dining Room, Wood Floors
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Zoning:CT
Others:
  • ▪ Additional:Excellent
Sewer:Public Sewer
Parking Features:Off Street
Principal Interest
$2,147
Taxes
$281

Home Price

$409,900

Loan Details

30 yrs
6.844%

Down Payment

20%
$81,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,147.41

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,147.41 $280.75 $0.00 $2,428.16
Yearly $25,768.95 $3,369.00 $0.00 $29,137.95
Total $773,068.63 $101,070.00 $0.00 $874,138.63
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Fredericksburg, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS