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2402 Ruffin Dr , Fredericksburg, VA 22408
$429,750
Est. Payment: $2,251.40/mo
4 Bed
4 Bath
2182 Sqft
0.27 Acres
Status: active | Days on site: 148
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CORNSE1 - 3045309
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House Description

Great Price improvement! Motivated Sellers! Good opportunity for first time buyers or investors. If you came before and still in the market, please come back to see the new improvements and take advantage of the improved price. Move-in ready home, backing to woods, located just few minutes from Historic Downtown Fredericksburg. This property features 4 Bedrooms and 4 Bathrooms (2 full baths and 2 half baths) and a fully finished basement with an additional flex room perfect for a home office, storage or any other use that the new owner envisions. 2182 total square feet of finished living space. The main floor offers an open-concept kitchen with SS Appliances and Granite Countertops flowing into the breakfast nook, which open directly onto a recently renovated deck overlooking a spacious Backyard. The living room is warm and inviting with a propane fireplace, and beautiful hardwood floors throughout the main level, staircases and the entire second floor. The basement features tile flooring on a concrete slab, Spacious Family Room and half bathroom. Upstairs, the primary suite includes a full Bathroom with a soaking tub and a separated shower. Three additional bedrooms and another full bathroom complete the upper level, all with gorgeous hardwood floors. Laundry is conveniently located on upper floor. The location is ideal for commuters and families alike. This Community has a big recreation area with basketball courts, Tot lots and playgrounds. HOA Fee includes Trash Removal, snow removal and common areas maintenance. This home is 2.8 miles from the Spotsylvania VRE station, 4.8 miles from Downtown Fredericksburg VRE train station, 6.2 miles from Spotsylvania Regional Medical Center, 5.9 miles from nation's largest VA Health Care Center located in Fredericksburg. Restaurants, Shopping Centers and Supermarkets are all just a short drive away. Recent updates a fully renovated deck in June 2026, New Water Heater in August 2026, full roof replacement in June 2025.

Highlights

Listed by Edgar A Molina , 5712386712 Cornerstone Elite Properties, LLC. , 5406035483. Bright MLS

Property Type

Residential

Lot/Acreage
0.27

HOA Fee

185 Quarterly

Year Built

1996

County

Spotsylvania

Neighborhood

Ruffin's Pond

School District

Spotsylvania County Public Schools

Listing ID

VASP2042358

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:2
Appliances:Built-In Microwave, Dishwasher, Disposal, Dryer - Electric, Refrigerator, Stainless Steel Appliances, Stove
Air Cond:Central A/C
Fireplaces:Gas/Propane,1 Fireplace
Floor:Solid Hardwood,Ceramic Tile
Above Ground Sq Ft:1545
Below Ground Sq Ft:637
Basement:Connecting Stairway,Fully Finished,Heated,Rear Entrance,Poured Concrete,Walkout Level
Other:
  • ▪ Additional:Floor Plan - Open, Walk-in Closet(s), Wood Floors, Bathroom - Soaking Tub, Breakfast Area, Dining Area, No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Landscaping,Rear Yard,Front Yard,Not New Construction,Horse Property: No
Garage Capacity:4
Zoning:Residential
Roof:Architectural Shingle
Others:
  • ▪ Additional:Very Good, Basketball Courts, Tot Lots/Playground, Common Area Maintenance, Snow Removal, Trash
Sewer:Public Sewer
Parking Features:Asphalt Driveway,Garage - Front Entry,Garage Door Opener,Attached Garage,Driveway,On Street,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$2,251
Taxes
$243
HOA
$185

Home Price

$429,750

Loan Details

30 yrs
6.844%

Down Payment

20%
$85,950
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,251.40

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,251.40 $243.17 $185.00 $2,679.57
Yearly $27,016.85 $2,918.00 $2,220.00 $32,154.85
Total $810,505.60 $87,540.00 $66,600.00 $964,645.60
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Fredericksburg, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS