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3 Cross Cut Ln , Fredericksburg, VA 22405
$575,000
Est. Payment: $3,012.35/mo
5 Bed
4 Bath
3116 Sqft
0.19 Acres
Status: active | Days on site: 7
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LNG66 - 73477
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House Description

Want a Great 22405 Home with a Finished In-Law Suite? We Have It! Looking for a home with a finished lower-level in-law suite and a full kitchenette? Perhaps you have young adults living at home for a while who need their own space and independence while saving for their own home. Maybe you have extended family, guests who like to linger, or are looking for the flexibility of a potential rental space. Whatever your needs, this home offers options! The lower level is bright and airy, with a generously sized entrance that is double the usual size, making it especially easy to move furniture and for people to come and go comfortably. On the lower level, you will find a kitchen opening to a recreation room with built-in bookcases on either side of a built-in TV stand, a full bathroom in the corridor, and a bedroom at the end of the hall. All new LVP flooring on this level. This is a wonderful opportunity to create a comfortable space for Mom or explore potential rental use. From your first approach, you’ll notice this handsome home, featuring four windows across the upper front and three below, fronted by a generous front porch. A convenient front entry two-car garage add to the appeal. Inside, the home is filled with natural light throughout, including the lower level. Freshly painted and move-in ready, it is ready to welcome its next owners. First sight is the beautiful hardwood floors found throughout the main level and ceramic tile in the kitchen. This level features a lovely living room that opens to the dining room, which flows into the kitchen. Newer stainless steel appliances, space for a breakfast or kitchen table, and an open connection to the family room create an inviting gathering space. The family room features a gas fireplace and sliding doors leading to a newly installed deck. Upstairs, you will find four bedrooms, including a primary suite with double vanities, a soaking tub with jets so time for a true bubble bath, a separate shower, and new lighting fixtures. Tons of space for all the family. No carpet anywhere in this house so perfect for those with allergies or pets. This home is spotless and is nicely updated. Located in a super-convenient neighborhood with great schools and great neighbors, this home is within walking distance of both the elementary and middle schools, just minutes from the VRE station for commuters, and a short drive to historic downtown Fredericksburg. We even have a lender and realtors on standby to help you get there! Easy to show, so don’t hesitate. Let’s find Home before the holidays!

Highlights

Listed by Mari F Kelly , 7038628532 Long & Foster Real Estate, Inc. , 5403715220. Bright MLS

Property Type

Residential

Lot/Acreage
0.19

HOA Fee

300 Annually

Year Built

1994

County

Stafford

Neighborhood

Stratford Place

School District

Stafford County Public Schools

Listing ID

VAST2054964

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Dishwasher, Disposal, Dryer, Energy Efficient Appliances, Exhaust Fan, Microwave, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Stove, Washer
Air Cond:Ceiling Fan(s),Central A/C,Heat Pump(s)
Fireplaces:Gas/Propane,Mantel(s),1 Fireplace
Floor:Ceramic Tile,Hardwood
Above Ground Sq Ft:2116
Below Ground Sq Ft:1000
Basement:Fully Finished,Walkout Stairs,Windows
Other:
  • ▪ Additional:2nd Kitchen, Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Family Room Off Kitchen, Floor Plan - Traditional, Kitchen - Island, Recessed Lighting
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:R1
Others:
  • ▪ Additional:Good
Sewer:Public Sewer
Parking Features:Asphalt Driveway,Garage - Front Entry,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$3,012
Taxes
$348
HOA
$300

Home Price

$575,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$115,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,012.35

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,012.35 $348.33 $300.00 $3,660.68
Yearly $36,148.20 $4,180.00 $3,600.00 $43,928.20
Total $1,084,446.12 $125,400.00 $108,000.00 $1,317,846.12
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Fredericksburg, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T07:10:58.000Z

© 2026 Bright MLS