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11488 Chelsea Ct , Fredericksburg, VA 22407
$349,999
Est. Payment: $1,833.60/mo
3 Bed
3 Bath
1969 Sqft
0.11 Acres
Status: active under contract | Days on site: 99
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LNG66 - 3255068,3357149
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House Description

OPEN HOUSE NOTES - TEXT OR CALL JULIE FOR GATE CODE - PRICE IMPROVEMENT... NOW BELOW $350,000 - MAKING THIS THE LEAST EXPENSIVE 3 BEDROOM IN AN OVER 55 COMMUNITY! BRING YOUR OFFER! If you've been looking for an affordable home in Fredericksburg's popular Summerlake 55+ community, this is the one! You'll love this lovely cottage style home, complete with a white picket fence and inviting courtyard entrance which is perfect for your morning coffee. It offers 3 (to code) bedrooms and 3 full baths with 1,969 square feet, one of the larger homes in this neighborhood. The main level offers comfortable one-level living with a spacious living and dining room area, kitchen, laundry room, primary suite, 2nd bedroom, full bath and bright sunroom. The kitchen with island features a skylight ceiling, plenty of cabinet space, and an easy flow into the eat in nook, making everyday living and entertaining simple. The primary suite is conveniently located on the main level and includes custom built-in closet cabinetry, a walk-in soaking tub, and direct access to the sunroom. The backyard is mostly maintenance free with a few flower beds and large deck area, perfect for entertaining friends and family. Upstairs, you'll find the 3rd bedroom, full bathroom and a loft, making it perfect for guests who want a little more privacy or for a home office, hobby room or additional storage. Recent updates include updated lighting fixtures, and a newer HVAC system (2025). Due to the dramatic price drop, this home is being offered in as-is condition. Summerlake residents enjoy amenities that support an active lifestyle, including a clubhouse, pool, hot tub, woodworking shop, walking paths, and a small lake. The location is hard to beat just minutes from Central Park, the mall and many major retail shops nearby plus the VA medical center and nearby medical shopping, restaurants, Route 3, and I-95. PLEASE NOTE: 1. THIS OVER 55 COMMUNITY WILL ALLOW ONE SPOUSE TO BE UNDER/BUT CLOSE TO THE AGE OF 55. NO ADULT CHILDREN ARE ALLOWED. 2. There has been a refresh since photos were taken. (paint touch ups, primary bathtub tile surround removed, mulch, broken blinds removed, etc.) Please take a look...it's a great house, in a great community and at a great price!

Highlights

Listed by Peggi Ann Howell , 5408348412 and Julie Elizabeth Boucher , 5408485831 Long & Foster Real Estate, Inc. , 5403715220. Bright MLS

Property Type

Townhome

Lot/Acreage
0.11

HOA Fee

285 Monthly

Year Built

1989

County

Spotsylvania

Neighborhood

Summerlake

School District

Spotsylvania County Public Schools

Listing ID

VASP2042568

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Dryer, Icemaker, Microwave, Oven/Range - Gas, Refrigerator, Washer
Air Cond:Central A/C
Fireplaces:1 Fireplace
Above Ground Sq Ft:1969
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Bathroom - Soaking Tub, Bathroom - Jetted Tub, Breakfast Area, Carpet, Combination Kitchen/Dining, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Pantry, Primary Bath(s), Walk-in Closet(s), Flat, Skylight(s)
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:1
Zoning:R1
Others:
  • ▪ Additional:Street Lights, Good
Sewer:Public Sewer
Parking Features:Assigned,Paved Driveway,Private,Garage - Front Entry,Inside Access,Attached Garage,1+ Spaces
Principal Interest
$1,834
Taxes
$216
HOA
$285

Home Price

$349,999

Loan Details

30 yrs
6.844%

Down Payment

20%
$70,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,833.60

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,833.60 $216.08 $285.00 $2,334.68
Yearly $22,003.19 $2,593.00 $3,420.00 $28,016.19
Total $660,095.75 $77,790.00 $102,600.00 $840,485.75
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Fredericksburg, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS