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228 Church St , Fredericksburg, VA 22408
$409,900
Est. Payment: $2,147.41/mo
4 Bed
3 Bath
1860 Sqft
0.26 Acres
Status: active under contract | Days on site: 30
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BELC1 - 3291310
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House Description

**Fully Renovated in 2026 | Two Primary Bedrooms | Detached Brick Garage | No HOA!** Welcome to 228 Church Street in Tidewater Village, where modern updates, comfortable living, and exceptional versatility come together! Extensively renovated in 2026, this four-bedroom, two-and-a-half-bath rambler offers approximately 1,860 finished square feet with the peace of mind that comes from major improvements throughout. Updates include a new roof, HVAC system, windows, flooring, carpeting, and much more! Inside, you'll find a bright, inviting interior with fresh finishes throughout. The beautifully updated kitchen features granite countertops, white cabinetry, stainless steel appliances, recessed lighting, and a spacious peninsula overlooking the dining area. An expansive living room with a brick fireplace provides a welcoming gathering space. One of the home's most appealing features is its **two primary bedrooms!** An addition completed in the 1990s expanded the original floor plan to include a second primary bedroom and a bonus room, creating a wonderfully flexible layout. With one primary bedroom featuring a full private bath and the other offering its own convenient half bath, this home provides an ideal arrangement for multigenerational living, extended family, overnight guests, or anyone who appreciates a little extra privacy. The additional bonus room offers even more possibilities for a home office, recreation space, or second living area! **But the real standout is the detached brick garage!** This substantial space offers room for vehicles, tools, equipment, and projects, complete with existing workbenches and ample workshop potential. Whether you're a car enthusiast, woodworker, handyman, landscaper, or simply someone who needs room for hobbies and storage, opportunities like this are hard to find! Situated on a generously sized lot with an extended driveway and **no HOA**, this property offers the flexibility and breathing room you've been looking for. Beautifully renovated, conveniently located, and packed with possibilities—228 Church Street is ready for its next chapter. Schedule your showing today! *Please note: Some listing photographs have been digitally enhanced for presentation purposes.*

Highlights

Listed by John Addison Moulds , 5403768824 Belcher Real Estate, LLC. , 5403009669. Bright MLS

Property Type

Residential

Lot/Acreage
0.26

Year Built

1977

County

Spotsylvania

Neighborhood

Tidewater Village

School District

Spotsylvania County Public Schools

Listing ID

VASP2046684

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Built-In Range, Dishwasher, Dryer, Dual Flush Toilets, Exhaust Fan, Oven - Single, Oven/Range - Electric, Stainless Steel Appliances, Washer, Water Heater
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:Brick,Mantel(s),1 Fireplace
Floor:Carpet,Luxury Vinyl Plank,Vinyl
Above Ground Sq Ft:1860
Other:
  • ▪ Main Floor Bedrooms:4
  • ▪ Additional:Attic, Attic/House Fan, Bathroom - Soaking Tub, Bathroom - Tub Shower, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Flat, Floor Plan - Open, Kitchen - Galley, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops
Water:Public

Exterior Features

Lot:Backs to Trees,Front Yard,Landscaping,Level,Rear Yard,Not New Construction,Horse Property: No
Garage Capacity:6
Zoning:R2
Roof:Architectural Shingle
Others:
  • ▪ Additional:Exterior Lighting, Outbuilding(s), Excellent
Sewer:Public Sewer
Parking Features:Asphalt Driveway,Additional Storage Area,Garage - Front Entry,Garage Door Opener,Detached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$2,147
Taxes
$191

Home Price

$409,900

Loan Details

30 yrs
6.844%

Down Payment

20%
$81,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,147.41

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,147.41 $190.50 $0.00 $2,337.91
Yearly $25,768.95 $2,286.00 $0.00 $28,054.95
Total $773,068.63 $68,580.00 $0.00 $841,648.63
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Fredericksburg, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS