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2509 Terra Cotta Ln , Fredericksburg, VA 22401
$479,900
Est. Payment: $2,514.13/mo
4 Bed
4 Bath
1877 Sqft
0.04 Acres
Status: active | Days on site: 46
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House Description

**Seller Offering Up to $10,000 Toward Buyer Closing Costs or a Mortgage Rate Buydown with an Acceptable Offer by November 15, 2026.** Welcome to modern, turn-key living in the sought-after Valley Run community! Built in 2022, this immaculate three-level townhome offers 4 bedrooms, 3.5 bathrooms, and a private rear-entry 2-car garage, delivering the perfect combination of space, style, and everyday functionality. Available for Sale or for Rent.
The versatile entry level features a private bedroom/flex suite with direct bath access—ideal for guests, a multi-generational setup, or a dedicated executive home office—along with seamless entry from the attached 2-car garage and private driveway.

Head up to the light-filled main level, where an open-concept layout creates an effortless flow between the expansive living room, spacious dining area, and gourmet kitchen. The kitchen showcases premium granite countertops, stainless steel appliances, sleek cabinetry, and a large center island designed for casual dining and entertaining. Directly off the main living space, step out onto the private rear deck to relax and enjoy low-maintenance outdoor living.

The upper level serves as a quiet retreat, anchored by a generous primary suite complete with a custom walk-in closet and a spa-inspired en-suite bathroom. Two additional well-appointed bedrooms, a full hallway bathroom, and a conveniently located upper-floor laundry room complete the top level.

Enjoy true low-maintenance living with HOA-covered lawn care, trash service, and snow removal. Unbeatable central Fredericksburg location: just minutes from I-95, Route 1, Historic Downtown Fredericksburg, Mary Washington Hospital and University, Central Park shopping, and local VRE/Amtrak commuter stations.

Whether you are looking to purchase your next home or secure a pristine, turnkey rental, this property is ready for immediate occupancy. Schedule your private tour today!

Highlights

Listed by Candace E Noel , 5714025155 Samson Properties , 5719219755. Bright MLS

Property Type

Townhome

Lot/Acreage
0.04

HOA Fee

140 Monthly

Year Built

2022

County

Fredericksburg City

Neighborhood

Valley Run

School District

Fredericksburg City Public Schools

Listing ID

VAFB2011190

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Dryer, Washer, Disposal, Refrigerator, Stove
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:1877
Other:
  • ▪ Additional:No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Garage Capacity:1
Zoning:CH
Roof:Shingle
Others:
  • ▪ Additional:Common Grounds, Management, Snow Removal, Trash
Sewer:Public Sewer
Parking Features:Garage Door Opener,Attached Garage,1+ Spaces
Principal Interest
$2,514
Taxes
$329
HOA
$140

Home Price

$479,900

Loan Details

30 yrs
6.844%

Down Payment

20%
$95,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,514.13

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,514.13 $328.75 $140.00 $2,982.88
Yearly $30,169.61 $3,945.00 $1,680.00 $35,794.61
Total $905,088.16 $118,350.00 $50,400.00 $1,073,838.16
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Fredericksburg, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS