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sales rep | Brivity IDX

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98 Mallard Dr , Hardyville, VA 23070
$389,500
Est. Payment: $2,040.54/mo
3 Bed
2 Bath
2072 Sqft
0.61 Acres
Status: active | Days on site: 144
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House Description

Beautifully maintained ranch home with a flexible layout that works wonderfully for multi-generational living or guests. The spacious primary suite features a custom walk-in shower, while two additional bedrooms and a full hall bath offer plenty of room for family and friends. A large family room with an oversized adjoining office adds even more living space and could easily serve as a second primary suite. The kitchen was updated just four years ago and is ready for everyday living and entertaining, with a gas range, refrigerator, wine refrigerator, dishwasher, microwave, granite countertops, tile backsplash, and plenty of prep space. The open kitchen, dining, and living area feels warm and welcoming, with a cozy gas fireplace, beautiful ¾ hardwood floors, and a custom compass rose inlay in the foyer. Outside, you’ll love the fenced backyard with its oversized deck and grilling area, raised garden beds, trellis panels, and charming garden pathways. The insulated two-car garage is set up for hobbies or projects, with multiple 220-volt outlets, air compressor connections, and its own mini-split HVAC. An additional two-car concrete pad provides extra parking for gatherings and guests. There’s also an oversized detached shed with a generator panel wired to the home and 110-volt outlets. Private homeowners boat ramp and dock access just down the lane make it easy to enjoy an evening on the water or a quick fishing trip after dinner.

Highlights

Listed by Donna J Erwin , 8047761020 Erwin Realty , 8047761020. Bright MLS

Property Type

Residential

Lot/Acreage
0.61

HOA Fee

125 Annually

Year Built

1989

County

Middlesex

Neighborhood

None Available

School District

Middlesex County Public Schools

Listing ID

VAMX2000306

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Built-In Microwave, Dishwasher, Dryer, Oven/Range - Gas, Refrigerator, Washer, Water Heater - Tankless
Air Cond:Central A/C,Ductless/Mini-Split,Heat Pump(s)
Fireplaces:Gas/Propane,1 Fireplace
Floor:Hardwood
Above Ground Sq Ft:2072
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Bathroom - Walk-In Shower, Cedar Closet(s), Combination Kitchen/Dining, Crown Moldings, Entry Level Bedroom, Floor Plan - Open, Primary Bath(s), Solar Tube(s), Upgraded Countertops, Wood Floors, No Pet Restrictions, Pets Allowed
Water:Well

Exterior Features

Lot:Backs to Trees,Fishing Available,Landscaping,No Thru Street,Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:Residential
Roof:Architectural Shingle
Others:
  • ▪ Additional:Extensive Hardscape, Gutter System, Outbuilding(s), Pier/Dock Maintenance
Sewer:Private Septic Tank
Parking Features:Asphalt Driveway,Additional Storage Area,Garage - Front Entry,Inside Access,Garage Door Opener,Attached Garage,Driveway,2+ Spaces,1+ Spaces
Principal Interest
$2,041
Taxes
$131
HOA
$125

Home Price

$389,500

Loan Details

30 yrs
6.844%

Down Payment

20%
$77,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,040.54

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,040.54 $131.33 $125.00 $2,296.87
Yearly $24,486.48 $1,576.00 $1,500.00 $27,562.48
Total $734,594.37 $47,280.00 $45,000.00 $826,874.37
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Hardyville, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS