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1026 Presley Creek Dr , Heathsville, VA 22473
$399,900
Est. Payment: $2,095.02/mo
2 Bed
2 Bath
1110 Sqft
2.64 Acres
Status: active | Days on site: 67
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REKL1 - 3250208
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House Description

Seller's offering $5,000 to buyers to put towards closing cost, renovations or anything they would like. Experience the Northern Neck “Rivah” lifestyle, where waterfront living, acreage, privacy, and a relaxed pace come together. Situated on approximately 2.64 acres, this 2-bedroom, 1.5-bath home features a private cove, personal dock, flexible living space, and access to an amenity-filled, golf-cart-friendly community. The property is reported to not require flood insurance; buyers should confirm flood-zone status and insurance requirements with their lender and insurance provider. The waterfront setting is made for enjoying life outdoors. The floating dock, installed in 2020, includes a metal ladder, while riprap stone provides shoreline protection. Launch a kayak, cast a fishing line, or simply relax beside the cove and enjoy the peaceful surroundings. The waterway feeds toward the Potomac River and Chesapeake Bay approximately half a mile downstream, and the neighborhood boat launch provides convenient access for larger boats and days spent cruising or fishing. Inside, the home offers two bedrooms, one full bath, one half bath, and a bonus room that can be used as a home office, den, hobby room, study, or other flex space. The home also features a walk-up ramp providing convenient access to the entrance. An enclosed screened porch with heating and air conditioning creates a comfortable place to enjoy morning coffee, meals, entertaining, or quiet evenings while taking in the surrounding scenery. Several important improvements have already been completed, including a new roof in 2022, Everlast board-and-batten siding in 2024, and a new dishwasher. With approximately 2.64 acres, the property provides plenty of room for gardening, recreation, entertaining, pets, or simply enjoying additional privacy. The sellers originally purchased the home property and later acquired five surrounding lots. Per the county, approximately one acre may be able to be separated and sold because it has road frontage, subject to a satisfactory perc test and any applicable county and governmental requirements. Buyers should independently verify subdivision, perc, and development requirements directly with the appropriate county authorities. The golf-cart-friendly community adds even more to the Northern Neck lifestyle with a private beach area, swimming pool, playground, and community boat launch. Whether you prefer boating and fishing, relaxing by the pool, spending an afternoon at the beach, or cruising the neighborhood by golf cart, there are plenty of ways to enjoy your time here. Whether you're searching for a full-time residence, weekend getaway, or waterfront retreat, this property delivers a hard-to-find combination of acreage, privacy, water access, a personal dock, community amenities, and thoughtful improvements. Bring the boat, kayaks, fishing rods, and golf cart and start enjoying everything this special waterfront property has to offer.

Highlights

Listed by Heather Wells , 7036277697 Real Broker, LLC , 8554500442. Bright MLS

Property Type

Residential

Lot/Acreage
2.64

HOA Fee

700 Annually

Year Built

1986

County

Northumberland

Neighborhood

Bay Quarter Shores

School District

Northumberland County Public Schools

Listing ID

VANV2002232

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Built-In Microwave, Dishwasher, Refrigerator, Stove, Stainless Steel Appliances, Icemaker, Dryer - Electric, Washer
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:
Above Ground Sq Ft:1110
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Carpet, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Entry Level Bedroom, Family Room Off Kitchen, Store/Office
Water:Community

Exterior Features

Lot:Additional Lot(s),Fishing Available,Year Round Access,Not New Construction,Horse Property: No,Waterfront
Zoning:R2
Others:
  • ▪ Additional:Boat Storage, Stone Retaining Walls, Good, Beach, Boat Ramp, Pier/Dock, Tot Lots/Playground, Swimming Pool, Common Area Maintenance, Pool(s)
Sewer:Approved System,On Site Septic,Private Septic Tank
Parking Features:Driveway
Principal Interest
$2,095
Taxes
$120
HOA
$700

Home Price

$399,900

Loan Details

30 yrs
6.844%

Down Payment

20%
$79,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,095.02

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,095.02 $120.25 $700.00 $2,915.27
Yearly $25,140.29 $1,443.00 $8,400.00 $34,983.29
Total $754,208.70 $43,290.00 $252,000.00 $1,049,498.70
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Heathsville, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS