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sales rep | Brivity IDX

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28 E Harmony Cir , Heathsville, VA 22473
$1,275,000
Est. Payment: $6,679.56/mo
5 Bed
6 Bath
3080 Sqft
1.55 Acres
Status: active | Days on site: 213
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BRAGG1 - 3283042
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House Description

THESE DO NOT COME AVAILABLE OFTEN!!!!!!Tucked away in a serene and private setting on Mill Creek, 28 East Harmony Circle offers a rare waterfront retreat with breathtaking natural beauty. Boasting over 5+ feet of water depth, this property is ideal for boating enthusiasts and those seeking effortless access to the water. Expansive, unobstructed views stretch across Mill Creek and out to the Chesapeake Bay, creating a stunning backdrop for everyday living and unforgettable sunsets. This exceptional home features 5 spacious bedrooms and 5½ baths, with every bedroom designed as a private en-suite offering comfort and convenience for both family and guests. Thoughtfully designed for relaxed coastal living, the home provides ample space for entertaining, unwinding, and enjoying the peaceful surroundings. This property delivers the perfect blend of seclusion and coastal charm. Featuring a large attached 2 car garage and an additional detached 2 car garage to store all your gear along with an additional shed for your lawn implements. This home is also equipped with a generator for worry free living and comfort. Whether you’re relaxing in the sun room, hosting gatherings, or heading out on the water, you’ll appreciate the privacy and scenic beauty that make this home truly special. Located 15 minutes from Kilmarnock and only 2 minutes to the Chesapeake Bay this is a unique opportunity to own a slice of Virginia’s coveted waterfront lifestyle. Adjacent additional 4.03 waterfront acreage is also available for $375,000.

Highlights

Listed by Robert Bragg , 8044367337 Bragg & Company Real Estate, LLC. , 8044352299. Bright MLS

Property Type

Residential

Lot/Acreage
1.55

Year Built

1978

County

Northumberland

Neighborhood

Harmony Hall Farm

School District

Northumberland County Public Schools

Listing ID

VANV2001944

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:6
  • ▪ Full Bathrooms:5
  • ▪ 1/2 Bathrooms:1
Appliances:Cooktop - Down Draft, Dishwasher, Dryer - Electric, Extra Refrigerator/Freezer, Microwave, Oven - Wall, Refrigerator, Washer
Air Cond:Heat Pump(s)
Fireplaces:Gas/Propane,1 Fireplace
Floor:Carpet,Ceramic Tile,Laminated
Above Ground Sq Ft:3080
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Ceiling Fan(s), Combination Dining/Living, Family Room Off Kitchen, Exposed Beams, Floor Plan - Open, Primary Bedroom - Bay Front, Walk-in Closet(s), Wet/Dry Bar, Wine Storage, No Pet Restrictions, Pets Allowed
Water:Well

Exterior Features

Lot:Private,Rip-Rapped,Tidal Wetland,Stream/Creek,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:4
Zoning:R1
Roof:Architectural Shingle
Others:
  • ▪ Additional:Exterior Lighting, Flood Lights, Hot Tub, Outbuilding(s), Good
Sewer:Septic > # of BR
Parking Features:Garage - Front Entry,Garage Door Opener,Oversized,Attached Garage,Detached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$6,680
Taxes
$400

Home Price

$1,275,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$255,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,679.56

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,679.56 $400.00 $0.00 $7,079.56
Yearly $80,154.71 $4,800.00 $0.00 $84,954.71
Total $2,404,641.39 $144,000.00 $0.00 $2,548,641.39
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Heathsville, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS