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392 Laurel Ln , Heathsville, VA 22473
$1,174,000
Est. Payment: $6,150.43/mo
4 Bed
4 Bath
3589 Sqft
0.92 Acres
Status: active under contract | Days on site: 128
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House Description

Nestled on .92 private acres on the point of Laurel Lane, this custom built waterfront home offers exceptional privacy, beautiful water views and thoughtfully designed living space. The entrance opens to a spacious great room with wide creek views, a cozy fireplace, built-in cabinetry and warm hardwood floors throughout the common living areas, making it ideal for entertaining or just everyday living. A sparkling kitchen with breakfast nook, pantry, and adjacent to a full dining room, is a cook's delight. The main level primary suite offers a peaceful retreat facing the water, with a dual vanity bath and jetted soaking tub plus stall shower. Two additional main level bedrooms in their own wing share a Jack and Jill bath with two sink/toilet rooms and a separate central tub/shower. Each generously sized bedroom in this home easily accommodates a king size bed. Upstairs, is a bonus room ready to serve as an office, play or music room, studio, or extra sleeping space. A full bathroom with a tub serves the gathering/TV loft and the fourth bedroom. Lots of hall closets, attic space, and a bonus closet provide storage options galore. Relax on the screened porch overlooking the creek, or enjoy the recent polylumber deck that spans the rear of the house. The newly resurfaced dock is complete with a 16,000LB boat lift and kayak platform. The oversized attached 2-car garage also offers storage for yard and water equipment. A dual zone heat pump system and 300 gallon propane tank top it off. This exceptional waterfront property combines privacy, comfort, navigable waters, making it an ideal location for a full time residence or weekend retreat.

Highlights

Listed by Susan E Titus , 7033045323 Cobblestone Realty Inc. , 5402264719. Bright MLS

Property Type

Residential

Lot/Acreage
0.92

Year Built

2009

County

Northumberland

Neighborhood

Ophelia

School District

Northumberland County Public Schools

Listing ID

VANV2002114

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
Air Cond:Heat Pump(s)
Fireplaces:Gas/Propane,1 Fireplace
Floor:Carpet,Ceramic Tile,Hardwood
Above Ground Sq Ft:3589
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Attic, Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Built-Ins, Carpet, Ceiling Fan(s), Entry Level Bedroom, Family Room Off Kitchen, Formal/Separate Dining Room, Kitchen - Table Space, Wood Floors, Cats OK, Dogs OK, Pets Allowed
Water:Well

Exterior Features

Lot:Level,Landscaping,Rip-Rapped,Rural,Stream/Creek,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:6
Zoning:Waterfront Residential
Roof:Composite
Others:
  • ▪ Additional:Gutter System, Excellent
Sewer:Septic < # of BR,Septic Exists
Parking Features:Gravel Driveway,Garage - Side Entry,Attached Garage,Off Street,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$6,150
Taxes
$518

Home Price

$1,174,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$234,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,150.43

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,150.43 $517.67 $0.00 $6,668.10
Yearly $73,805.20 $6,212.00 $0.00 $80,017.20
Total $2,214,156.07 $186,360.00 $0.00 $2,400,516.07
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Heathsville, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS