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sales rep | Brivity IDX

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82 Westbay Dr , Kilmarnock, VA 22482
$1,250,000
Est. Payment: $6,548.59/mo
3 Bed
3 Bath
3398 Sqft
0.09 Acres
Status: active | Days on site: 36
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COBL1 - 3378644
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House Description

Discover refined waterfront living in an exclusive gated enclave of just 18 residences, positioned where Indian Creek and Bells Creek meet the Chesapeake Bay. This elegant waterfront home is ideally situated for sweeping panoramic water views from nearly every room. The property includes a private assigned deep-water boat slip and boasts a rare two bay garage. The thoughtfully designed floor plan features a first-floor owner's suite with water views, walk-in closets, and an ensuite bath with jetted tub and separate shower. Floor-to-ceiling windows fill the open living spaces with natural light, highlighting hardwood floors and a gas fireplace. Upstairs, a spacious family room, study/storage area, and two guest bedrooms with access to a waterside balcony provide exceptional comfort for family and guests. Recent upgrades include new carpet throughout the owner's suite and second level. Outside, a private waterside patio offers the perfect setting for entertaining or enjoying spectacular sunsets. A community pool, clubhouse, and professionally maintained grounds complete this exceptional low-maintenance waterfront lifestyle.

Highlights

Listed by alice n riviere , 7037276767 Cobblestone Realty Inc. , 5402264719. Bright MLS

Property Type

Townhome

Lot/Acreage
0.09

HOA Fee

2575 Quarterly

Year Built

2005

County

Northumberland

Neighborhood

Westbay

School District

Northumberland County Public Schools

Listing ID

VANV2002304

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Oven - Single, Refrigerator, Stove, Washer, Water Heater - Tankless
Air Cond:Ceiling Fan(s),Central A/C,Heat Pump(s)
Fireplaces:Gas/Propane,1 Fireplace
Floor:Carpet,Tile/Brick,Wood
Above Ground Sq Ft:3398
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Attic, Bathroom - Walk-In Shower, Bathroom - Tub Shower, Built-Ins, Carpet, Ceiling Fan(s), Crown Moldings, Dining Area, Entry Level Bedroom, Floor Plan - Open, Kitchen - Island, Primary Bedroom - Bay Front, Walk-in Closet(s), Window Treatments, Wood Floors
Water:Community

Exterior Features

Lot:Cul-de-sac,Rip-Rapped,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:4
Zoning:SFR
Roof:Composite
Others:
  • ▪ Additional:Sidewalks, Lawn Sprinkler, Boat Dock/Slip, Gated Community, Pier/Dock, Pool - Outdoor, Common Area Maintenance, Pool(s), Snow Removal, Trash, Water, Sewer, Lawn Maintenance
Sewer:Septic Exists
Parking Features:Paved Driveway,Garage - Front Entry,Inside Access,Attached Garage,Driveway,Parking Lot,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$6,549
Taxes
$521
HOA
$2,575

Home Price

$1,250,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$250,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,548.59

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,548.59 $520.83 $2,575.00 $9,644.42
Yearly $78,583.05 $6,250.00 $30,900.00 $115,733.05
Total $2,357,491.56 $187,500.00 $927,000.00 $3,471,991.56
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Kilmarnock, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS