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4318 Merry Point Rd , Lancaster, VA 22503
$689,000
Est. Payment: $3,609.58/mo
3 Bed
2 Bath
2045 Sqft
1.53 Acres
Status: active | Days on site: 1
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KWR12 - 3292076
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House Description

Beautifully Updated Home With Incredible Views of John Creek and Unique Waterfront Amenities in a Stunning, Private Setting. Minutes from the Western Branch of the Corrotoman River, Merry Point Ferry & the Charming Coastal Town of Kilmarnock. Thoughtfully improved throughout, this home has over 2000 square feet of open, light-filled space. The main living areas feature high ceilings, open-concept living, walls of windows and offers access to the screened porch, rear deck, basement and the bedroom wing. From almost any room you are greeted with incredible elevated views of the water. The kitchen is a chef’s dream with TWO Islands, custom cabinetry, granite counters and a cozy wood-burning stove. The size of the great room and its walls of glass and 2-story stone gas fireplace create the perfect spot to relax and enjoy the river. Down the bedroom hall you will find two generous guest rooms, a large guest bath and a spacious primary bedroom suite with glass doors out to a private deck and a gorgeous updated bath. The walk-out basement offers a fantastic rec room and tons of storage in both the main space and the full height, encapsulated extra basement area that acts as a conditioned crawl space. The waterfront is truly the showpiece of this home and features a newly conditioned 65-foot bulkhead area/sundeck/firepit, a tiki bar gazebo with power and a separate deck, a large floating dock, Jet-Ski ramp and kayak rack. A true waterfront playground for family and friends. Numerous recent improvements include new siding and paint throughout, updated flooring, renovated bathrooms, newly conditioned and stained decks and boardwalk to the water, upgraded drainage system and sump pumps, and river rock and landscaping along the foundation. With no HOA and the possibility of short-term rental use, this property offers flexibility as a full-time residence, weekend retreat, or investment opportunity in the Northern Neck. Turnkey and ready to enjoy just in time for the holidays.

Highlights

Listed by Elizabeth J Groner , 7036151150 Keller Williams Fairfax Gateway , 7032223300. Bright MLS

Property Type

Residential

Lot/Acreage
1.53

Year Built

1989

County

Lancaster

Neighborhood

None

School District

Lancaster County Public Schools

Listing ID

VALV2001262

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Exhaust Fan, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, See Remarks
Air Cond:Central A/C
Fireplaces:Double Sided,Gas/Propane,1 Fireplace
Floor:Luxury Vinyl Plank,Tile/Brick
Above Ground Sq Ft:1577
Below Ground Sq Ft:468
Basement:Daylight,Partial,Heated,Outside Entrance,Interior Access,Partially Finished,Walkout Level
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Breakfast Area, Combination Dining/Living, Entry Level Bedroom, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Island, Primary Bedroom - Bay Front, Upgraded Countertops, No Pet Restrictions, Pets Allowed
Water:Well-Shared

Exterior Features

Lot:Partly Wooded,Rip-Rapped,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:2
Zoning:JOHN CREEK 1.53 AC LOT 4 4A LR20/2953 DB340/22-P
Roof:Architectural Shingle
Others:
  • ▪ Additional:Awning(s), Excellent
Sewer:Private Septic Tank
Parking Features:Gravel Driveway,Additional Storage Area,Garage - Front Entry,Garage Door Opener,Inside Access,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$3,610
Taxes
$217

Home Price

$689,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$137,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,609.58

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,609.58 $217.25 $0.00 $3,826.83
Yearly $43,314.98 $2,607.00 $0.00 $45,921.98
Total $1,299,449.35 $78,210.00 $0.00 $1,377,659.35
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Lancaster, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS