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419 Bull Creek Dr , Lancaster, VA 22503
$380,000
Est. Payment: $1,990.77/mo
5 Bed
3 Bath
2720 Sqft
0.99 Acres
Status: active | Days on site: 194
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RDWG7 - 3320015
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House Description

New Roof & New Siding!! Your retreat is waiting Some properties simply check boxes. This one redefines what it means to escape. Tucked along the serene corridor of Bull Creek Drive in Lancaster County's coveted Northern Neck, one of Virginia's most quietly sought-after coastal regions, 419 Bull Creek Drive is the rare five-bedroom, three-bath home that delivers the lifestyle you've been postponing. On nearly a full acre of tranquil, park-like grounds, this thoughtfully proportioned residence offers the breathing room, privacy, and recreational access that discerning second-home buyers have been quietly competing for in this market. Lancaster County sits at the confluence of the Rappahannock River, the Corrotoman River, and the Chesapeake Bay, and Bull Creek is one of its most prized addresses. The Bull Creek community places you within reach of some of the Northern Neck's finest recreational waters, where mornings spent fishing the Rappahannock, afternoons on the boat ramp, and evenings watching the sun dissolve become the unremarkable rhythm of an ordinary weekend. Whether your definition of the perfect escape involves casting a line at sunrise, launching a kayak on a Saturday afternoon, or simply sitting on your porch while the world slows to the pace of the tide, this address makes all of it effortlessly attainable. The towns of Kilmarnock, Irvington, and White Stone, each within a comfortable drive, offer everything from boutique shopping and acclaimed farm-to-table dining to full-service marinas, a regional hospital, a movie theater, and more.

Highlights

Listed by Chasity Lea Richardson , 3606894893 Century 21 Redwood Realty , 7033597800. Bright MLS

Property Type

Residential

Lot/Acreage
0.99

HOA Fee

375 Annually

Year Built

1991

County

Lancaster

Neighborhood

Saltaire

School District

Lancaster County Public Schools

Listing ID

VALV2001024

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Washer/Dryer Hookups Only, Dishwasher, Microwave, Refrigerator
Air Cond:Central A/C
Fireplaces:2 Fireplaces
Floor:Carpet,Luxury Vinyl Plank
Above Ground Sq Ft:2720
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Combination Kitchen/Dining, Primary Bath(s), Entry Level Bedroom
Water:Well

Exterior Features

Lot:Private Access,Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Swimming Allowed,Waterski/Wakeboard,Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:R-1
Roof:Composite
Others:
  • ▪ Additional:Private Beach, Excellent, Boat Ramp, Boat Dock/Slip, Beach
Sewer:Septic Exists
Parking Features:Circular Driveway,Gravel Driveway,Additional Storage Area,Detached Garage,2+ Spaces,1+ Spaces
Principal Interest
$1,991
Taxes
$129
HOA
$375

Home Price

$380,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$76,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,990.77

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,990.77 $128.93 $375.00 $2,494.70
Yearly $23,889.25 $1,547.15 $4,500.00 $29,936.40
Total $716,677.43 $46,414.50 $135,000.00 $898,091.93
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Lancaster, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS